20913 N Circle Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 20913 N Circle Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,630 sqft · built 1994
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08320004009B`

Property Details

APN / Parcel Number

Primary APN	`08320004009B`
Alternative APN	`201543`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area

Exterior

Year Built	Built 1994
Construction Type	Frame
Foundation Type	Concrete
Lot Area	6,055 sqft (0.139 acres)
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Propane

Location & Zoning

Account Number	201543
Street Address	20913 N CIRCLE RD
City	RATHDRUM
State	ID
Zip	83858-7856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES VILLAGE, TAX#16695 IN LT 9 BLOCK 4 0852N04W
Legal Subdivision	TWIN LAKES VILLAGE
Legal Block	4
Legal Lot Number	9
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	1
Census Block	1012
Census Tract	101

Owner

20913 N Circle Rd is owned and occupied by an individual who acquired it in April 2023.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20913 N CIRCLE RD, RATHDRUM, ID 83858-7856
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Nov 29, 2018	Intrafamily Transfer, Transfer · Line of Credit MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023
Deed Sale	Apr 12, 2023
Prior Sale	Nov 29, 2018
Deed Document Number	2933741000
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 12, 2023
Property Address	20913 N CIRCLE RD, RATHDRUM, ID 83858-7856
Document Number	2933741000
Map Reference	MB E PG 151
Instrument Date	Apr 7, 2023
Instrument	2933741000
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20913 N CIRCLE RD, RATHDRUM, ID 83858-7856

Mortgage

Document Number	2933742000
Date	Apr 12, 2023
Instrument	2933742000

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Nov 29, 2018
Property Address	20913 N CIRCLE RD, RATHDRUM, ID 83858-7856
Document Number	2672008000
Map Reference	MB E PG 151
Instrument Date	Nov 9, 2018
Instrument	2672008000
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	PIONEER TITLE KOOTENAI COUNT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	20913 N CIRCLE RD, RATHDRUM, ID 83858-7856

Mortgage

Document Number	2672009000
Date	Nov 29, 2018
Instrument	2672009000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 20913 N Circle Rd was $1,478 with a homeowner's exemption, down 7.5% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00 (-7.45%) Homeowner's exemption	$545,936 Land $200,000 Building $345,936	$545,936 Land $200,000 Building $345,936
2024	$1,597.00 (+30.79%)
2023	$1,221.00 (-27.45%) Homeowner's exemption	$460,640 (-10.6%) Land $184,800 Building $275,840	$460,640 (-10.6%) Land $184,800 Building $275,840
2022	$1,683.00 Homeowner's exemption	$515,283 Land $176,000 Building $339,283	$515,283 Land $176,000 Building $339,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20913 N Circle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20913 N Circle Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWIN LAKES SERVICE AREA public/private · serves 2,023 people · EPA ID ID1280099
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intermax Networks Fiber · Fixed Wireless	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Circle Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures