20893 N Circle Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 20893 N Circle Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,630 sqft · built 1994
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on Record
Last Sale	$239,400 (Apr 2021)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08320004009A`

Property Details

APN / Parcel Number

Primary APN	`08320004009A`
Alternative APN	`117790`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft
Great Room	Great Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	5,881 sqft (0.135 acres)
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	117790
Street Address	20893 N CIRCLE RD
City	RATHDRUM
State	ID
Zip	83858-7857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESRES
Legal Description	TWIN LAKES VILLAGE,LT 9 BLOCK 4 EX TX#16492, EX TX#16695 0852N04W
Legal Range	04W
Legal Township	52N
Legal Section	08
Legal Subdivision	TWIN LAKES VILLAGE
Legal Block	4
Legal Lot Number	9
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	1
Census Block	1012
Census Tract	101

Owner

Source: Kootenai County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1195, RATHDRUM, ID 83858-1195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jul 17, 2018	Quit Claim Deed, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Deed Document Number	20212829256
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	0002829598
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Apr 29, 2021
Property Address	20893 N CIRCLE RD, RATHDRUM, ID 83858-7857
Document Number	2829598000
Map Reference	MB E PG 151
Instrument Date	Apr 22, 2021
Instrument	2829598000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1195, RATHDRUM, ID 83858-1195

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Apr 28, 2021
Property Address	20893 N CIRCLE RD, RATHDRUM, ID 83858-7857
Document Number	2829256000
Map Reference	MB E PG 151
Instrument Date	Apr 22, 2021
Instrument	2829256000
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1195, RATHDRUM, ID 83858-1195

Mortgage

Document Number	2829257000
Date	Apr 28, 2021
Instrument	2829257000

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jul 17, 2018
Property Address	20893 N CIRCLE RD, RATHDRUM, ID 83858-7857
Document Number	2652664000
Map Reference	MB E PG 151
Instrument Date	Jul 13, 2018
Instrument	2652664000
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1195, RATHDRUM, ID 83858-1195

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,472.00 (-2.84%) Homeowner's exemption	$543,860 (+19.21%) Land $200,000 Building $343,860	$543,860 (+19.21%) Land $200,000 Building $343,860
2024	$1,515.00 (+25.52%)
2023	$1,207.00 (-27.38%) Homeowner's exemption	$456,220 (-10.52%) Land $184,800 Building $271,420	$456,220 (-10.52%) Land $184,800 Building $271,420
2022	$1,662.00 Homeowner's exemption	$509,847 Land $176,000 Building $333,847	$509,847 Land $176,000 Building $333,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWIN LAKES SERVICE AREA public/private · serves 2,023 people · EPA ID ID1280099
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intermax Networks Fiber · Fixed Wireless	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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