20913 E 37th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 20913 E 37th Ter Ct S, Independence, MO 64057 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,896 sqft · built 2022
Lot Size	0.286 acres (12,466 sqft)
Owner	Company Name on File
Tax Bill	$6,294 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-100-01-46`

Property Details

APN / Parcel Number

Primary APN	`34-100-01-46`
Alternative APNs	`34-100-01-46-00-0-00-000` `1634976`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
Gross Area	4,544 sqft
1st Floor Area	1,896 sqft
Basement Area	1,896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	12,466 sqft (0.286 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1634976
Street Address	20913 E 37TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE RIDGE VILLAS PUD 2ND PLAT---LOT 43
Legal Subdivision	SADDLE RIDGE VILLAS PUD 2ND PLAT
Legal Block	2
Legal Lot Number	43
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	2
Census Block	2011
Census Tract	14804

Owner

Source: Jackson County records · APN 34-100-01-46

Assessment roll updated September 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	221 W LEXINGTON AVE, 400, INDEPENDENCE, MO 64050-3722
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION
Jul 20, 2021	Deed of Trust, Mortgage · Construction Mortgage BLUE RIDGE BANK & TRUST
Aug 10, 2020	Warranty Deed, Transfer · Line of Credit BLUE RIDGE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 23, 2026
Property Address	20913 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-2404
Document Number	0000055378
Instrument Date	Jul 20, 2026
Instrument	202655378
Transaction Type	Transfer
Record Updated	Aug 05, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	20913 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-2404

Mortgage

Document Number	0000056236,
Date	Jul 23, 2026
Instrument	2026E56236

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	20913 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-2404
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0079384
Date	Jul 20, 2021
Instrument	2021E0079384

Lender

Name	BLUE RIDGE BANK & TRUST
Type	Bank
Address	INDEPENDENCE, MO 64057

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 10, 2020
Property Address	20913 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-2404
Document Number	0000E69760
Instrument Date	Aug 06, 2020
Instrument	69760E
Transaction Type	Transfer
Record Updated	Sep 09, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	221 W LEXINGTON AVE #400 INDEPENDENCE MO 640503722, 400, INDEPENDENCE, MO 64050-3722
Investor	Possibly a Property Investor

Mortgage

Document Number	E69761
Date	Aug 10, 2020
Instrument	69761E

Lender

Name	BLUE RIDGE BK
Type	Bank
Address	INDEPENDENCE, MO 64057

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,294.00 (+1,050.64%)	$88,924 (+1,014.34%) Land $13,082 Building $75,842	$468,020 (+1,014.33%)
2024	$547.00 (+2.05%)
2023	$536.00	$7,980 Land $7,980	$42,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950148042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 71 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Wisper ISP	Fixed Wireless (licensed-by-rule)	400 / 30
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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