20905 E 37th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 20905 E 37th Ter Ct S, Independence, MO 64057

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,633 sqft · built 2018
Lot Size0.276 acres (12,041 sqft)
Owner2 Individual Names on Record
Tax Bill$3,948 (2025)
Deeds & MortgagesJun 2018 Mortgage
Mar 2018 Sale
Flood ZoneZone X (moderate risk)
APN34-100-01-44

Property Details

APN / Parcel Number

Primary APN34-100-01-44
Alternative APNs
  • 34-100-01-44-00-0-00-000
  • 1634974

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,633 sqft Living Area
Gross Area3,772 sqft
1st Floor Area1,633 sqft
Basement Area1,633 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialStucco
Roof TypeHip
Roof MaterialTile
Lot Area12,041 sqft (0.276 acres)
View / LotInterior
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
Deck Area170 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1634974
Street Address20905 E 37TH TERRACE CT S
CityINDEPENDENCE
StateMO
Zip64057-2404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLE RIDGE VILLAS PUD 2ND PLAT---LOT 41
Legal SubdivisionSADDLE RIDGE VILLAS PUD 2ND PLAT
Legal Block2
Legal Lot Number41
JurisdictionJACKSON MO
Township / Civil DivisionSNI-A-BAR
Census Block Group2
Census Block2011
Census Tract14804

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20905 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-2404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2018Warranty Deed, Subdivision Related Transfer
GUILD MTG
Mar 1, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2018
Deed SaleJun 15, 2018
Deed Document Number2018E52495
Record UpdatedOct 29, 2026

June 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateJun 15, 2018
Property Address20905 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-2404
Document Number0000E52495
Instrument DateJun 13, 2018
Instrument52495E
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 19, 2018
Title CompanySECURITY FIRST TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20905 E 37TH TERRACE CT S INDEPENDENCE MO 64057, INDEPENDENCE, MO 64057

Mortgage

Document NumberE53022
DateJun 15, 2018
Instrument53022E
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
AmountAmount Recorded
Term360 Months
DueJun 14, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON MO
Recording DateMar 1, 2018
Property Address20905 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-2404
Document Number0000E16733
Instrument DateDec 29, 2017
Instrument16733E
Transaction TypeTransfer
Record UpdatedMar 9, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address104 NE 72ND ST #A GLADSTONE MO 641181830, A, GLADSTONE, MO 64118-1830

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictBlue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,158 (-) Land $16,087 Building $50,071$348,200 (-)
2025$3,948.00 (+0.05%)$66,158 (+15%) Land $16,087 Building $50,071$348,200 (+15%)
2024$3,946.00 (+2.12%)
2023$3,864.00$57,530 Land $7,345 Building $50,185$302,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Wisper ISP
Fixed Wireless
100 / 20

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