20911 Oak Rain Ct, Katy, TX 77449 Property Records

Harris County property record for 20911 Oak Rain Ct, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,938 sqft · built 2003
Lot Size	0.167 acres (7,276 sqft)
Owner	Individual Name on Record
Last Sale	$213,800 (Mar 2016)
Tax Bill	$4,807 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Mar 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`124-111-006-0024`

Property Details

APN / Parcel Number

Primary APN	`124-111-006-0024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,276 sqft (0.167 acres)
View / Lot	Primary
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1241110060024
Street Address	20911 OAK RAIN CT
City	KATY
State	TX
Zip	77449-7069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 24 BLK 6 RAINTREE VILLAGE SEC 5
Legal Subdivision	RAINTREE VILLAGE SEC 5
Legal Block	6
Legal Lot Number	24
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	542305

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3010 POWDERHORN PT, RICHMOND, TX 77406-7688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Construction Mortgage FROST BANK
Mar 25, 2020	Deed of Trust, Mortgage TEXAS DOW EMP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2016 · Amount on Record
Deed Sale	Mar 4, 2016 · Amount on Record
Prior Sale	Oct 16, 2003 · Amount on Record
Deed Document Number	201691116
Prior Transfer Date	Feb 12, 2016
Prior Transfer Doc	20160091116
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20911 OAK RAIN CT, KATY, TX 77449-7069
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20911 OAK RAIN CT, KATY, TX 77449-7069

Mortgage

Document Number	0000302425
Date	Jun 9, 2022
Instrument	2022-302425

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20911 OAK RAIN CT, KATY, TX 77449-7069
Document Number	0000152347
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20911 OAK RAIN CT KATY TX 774497069, KATY, TX 77449-7069

Mortgage

Document Number	0000152347
Date	Apr 8, 2020
Instrument	152347

Lender

Name	TEXAS DOW EMP CU
Type	Credit Union
Address	LAKE JACKSON, TX 77566

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,483 (-5.79%) Land $57,578 Building $222,905	$280,483 (-5.79%) Land $57,578 Building $222,905
2025	$4,807.00 (+32.02%) Homeowner's exemption	$297,720 (-6.7%) Land $57,578 Building $240,142	$297,720 (-6.7%) Land $57,578 Building $240,142
2024	$3,641.00 (+18.83%)
2023		$319,096 Land $50,221 Building $268,875	$319,096 Land $50,221 Building $268,875
2022	$3,064.00 (-10.57%)
2020	$3,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, Hotwire Communications, Spectrum.

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