20906 Oak Rain Ct, Katy, TX 77449 Property Records

Harris County property record for 20906 Oak Rain Ct, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,397 sqft · built 2004
Lot Size	0.162 acres (7,040 sqft)
Owner	Individual Name on File
Last Sale	$323,400 (Mar 2024)
Tax Bill	$272 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`124-111-006-0019`

Property Details

APN / Parcel Number

Primary APN	`124-111-006-0019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,397 sqft Living Area
1st Floor Area	1,089 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,040 sqft (0.162 acres)
View / Lot	Buildable
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1241110060019
Street Address	20906 OAK RAIN CT
City	KATY
State	TX
Zip	77449-7069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 BLK 6 RAINTREE VILLAGE SEC 5
Legal Subdivision	RAINTREE VILLAGE SEC 5
Legal Block	6
Legal Lot Number	19
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	542305

Owner

20906 Oak Rain Ct is owned and occupied by an individual who bought it in March 2024.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20906 OAK RAIN CT, KATY, TX 77449-7069
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Mar 4, 2024	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage GRAZAK FOOD SERVICE INC
Aug 16, 2022	Warranty Deed, Transfer
Aug 16, 2022	Special Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on File
Deed Sale	Mar 4, 2024 · Amount on File
Prior Sale	Aug 16, 2022
Deed Document Number	202475989
Prior Transfer Date	Oct 24, 2008
Prior Transfer Doc	0000550624
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20906 OAK RAIN CT, KATY, TX 77449-7069
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20906 OAK RAIN CT, KATY, TX 77449-7069

Mortgage

Document Number	0000492171
Date	Dec 15, 2025
Instrument	2025-492171

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 4, 2024
Property Address	20906 OAK RAIN CT, KATY, TX 77449-7069
Document Number	0000075989
Map Reference	MF 534229
Instrument Date	Mar 4, 2024
Instrument	2024-75989
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8014 MONTAGUE MANOR LN, HOUSTON, TX 77072-0124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20906 OAK RAIN CT, KATY, TX 77449-7069

Mortgage

Document Number	0000075990
Date	Mar 4, 2024
Instrument	2024-75990

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20906 OAK RAIN CT, KATY, TX 77449-7069
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000369400
Date	Aug 22, 2019
Instrument	2019-369400

Lender

Name	GRAZAK FOOD SERVICE INC
Type	Mortgage Company
Address	HOUSTON, TX 77092

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 16, 2022
Property Address	20906 OAK RAIN CT, KATY, TX 77449-7069
Document Number	0000418158
Map Reference	MF 534229
Instrument Date	Aug 12, 2022
Instrument	2022-418158
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9415 BARTON XING, RICHMOND, TX 77407-2047

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 16, 2022
Property Address	20906 OAK RAIN CT, KATY, TX 77449-7069
Document Number	0000417997
Map Reference	MF 534229
Instrument Date	Aug 10, 2022
Instrument	2022-417997
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 WEST LOOP N # N280, N280, HOUSTON, TX 77055-7255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8014 MONTAGUE MANOR LN, HOUSTON, TX 77072-0124

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,524 (-5.83%) Land $57,366 Building $247,158	$304,524 (-5.83%) Land $57,366 Building $247,158
2025		$323,375 Land $57,366 Building $266,009	$323,375 Land $57,366 Building $266,009
2024	$272.00
2023		$333,059 Land $50,036 Building $283,023	$333,059 Land $50,036 Building $283,023
2022	$5,843.00
2020	$3,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20906 Oak Rain Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20906 Oak Rain Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, Hotwire Communications, Spectrum.

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