2091 W Frances Rd, Mount Morris, MI 48458 Property Records

Genesee County property record for 2091 W Frances Rd, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$94,000 (Jan 2000)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-02-200-014`

Property Details

APN / Parcel Number

Primary APN	`14-02-200-014`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	2091 W FRANCES RD
City	MOUNT MORRIS
State	MI
Zip	48458-8215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 10 RDS OF W 30 RDS OF N 80 RDS OF NE 1/4 OF NE FR 1/4 SEC 2 T8N R6E 5 A
Legal Range	06E
Legal Township	08N
Legal Section	02
Legal Subdivision	NORTHEAST IV
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	1
Census Block	1004
Census Tract	10504

Owner

2091 W Frances Rd is owned and occupied by two individuals who acquired it in October 2019.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2091 W FRANCES RD, MOUNT MORRIS, MI 48458-8215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 19, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2000 · Amount on File
Deed Sale	Jan 5, 2000 · Amount on File
Deed Document Number	20001672
Deed Book / Page	4366 / 401
Last Transfer Date	Oct 10, 2019
Transfer Doc	0000003295
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2091 W FRANCES RD, MOUNT MORRIS, MI 48458-8215
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054507
Date	Oct 16, 2023
Instrument	202310160054507

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 17, 2020
Property Address	2091 W FRANCES RD, MOUNT MORRIS, MI 48458-8215
Document Number	0000003295
Instrument Date	Oct 10, 2019
Instrument	3295
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2091 W FRANCES RD MOUNT MORRIS MI 484588215, MOUNT MORRIS, MI 48458-8215

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2091 W FRANCES RD, MOUNT MORRIS, MI 48458-8215
Document Number	0000020896
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2091 W FRANCES RD MOUNT MORRIS MI 484588215, MOUNT MORRIS, MI 48458-8215

Mortgage

Document Number	0000020896
Date	Apr 24, 2019
Instrument	20896

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2091 W Frances Rd was $2,281, up 2.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mount Morris Township
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,400 (+13.7%)	$200,800 (+13.7%)
2025	$2,281.00 (+2.93%) Homeowner's exemption	$88,300	$176,600
2024	$2,216.00
2023		$80,400	$160,800
2019	$1,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2091 W Frances Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2091 W Frances Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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