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2091 Roxy Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 2091 Roxy Loop, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,276 sqft · built 2012
Lot Size0.057 acres (2,522 sqft)
OwnerIndividual Name on File
Last Sale$495,000 (Dec 2021)
Tax Bill$4,361 (2025)
Deeds & MortgagesDec 2021 Sale
Oct 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN587858

Property Details

APN / Parcel Number

Primary APN587858
Alternative APNs
  • 390217 067230 0000
  • 550440
  • 92107

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,276 sqft Living Area
1st Floor Area918 sqft
2nd Floor Area1,358 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area2,522 sqft (0.057 acres)
Garage TypeBuilt-in
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area20 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number550440
Street Address2091 ROXY LOOP
CityFERNDALE
StateWA
Zip98248-8403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS8.5
Legal DescriptionMALLOY VILLAGE PUD PHASE III LOT 120
Legal Range02
Legal Township39
Legal Section17
Legal SubdivisionMALLOY VILLAGE PUD PHASES II & III
Legal Phase3
Legal Lot Number120
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1010
Census Tract10505

Owner

Source: Whatcom County records · APN 587858

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2091 ROXY LOOP, FERNDALE, WA 98248-8403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Warranty Deed, Transfer
NOT AVAILABLE, WHATCOM LAND TITLE CO INC
Oct 28, 2020Warranty Deed, Transfer · Conventional with PMI
HOME PT FIN'L
Oct 28, 2020Quit Claim Deed, Transfer
WHATCOM LAND TITLE
Apr 10, 2018Warranty Deed, Transfer · Conventional with PMI
WHATCOM EDUCATIONAL CU
Aug 14, 2017Grant Deed, Mortgage
WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleOct 28, 2020
Deed Document Number2021-1204373
Record UpdatedJun 08, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateDec 29, 2021
Property Address2091 ROXY LOOP, FERNDALE, WA 98248-8403
Document Number0001204373
Instrument DateDec 07, 2021
Instrument2021-1204373
Transaction TypeTransfer
Record UpdatedNov 01, 2023
Title CompanyNOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

AmountAmount Recorded
Tax$7,925.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2091 ROXY LOOP, FERNDALE, WA 98248-8403

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateOct 28, 2020
Property Address2091 ROXY LOOP, FERNDALE, WA 98248-8403
Document Number2201005210
Instrument DateOct 12, 2020
Instrument1005210
Transaction TypeTransfer
Record UpdatedDec 17, 2020
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,245.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2091 ROXY LOOP FERNDALE WA 982488403, FERNDALE, WA 98248-8403

Mortgage

Document Number2201005213
DateOct 28, 2020
Instrument1005213
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 27, 2050

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHATCOM WA
Recording DateOct 28, 2020
Property Address2091 ROXY LOOP, FERNDALE, WA 98248-8403
Document Number2201005211
Instrument DateAug 10, 2020
Instrument1005211
Transaction TypeTransfer
Record UpdatedNov 05, 2020
Title CompanyWHATCOM LAND TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address17875 FM 3353 SAN MARCOS TX 78666, SAN MARCOS, TX 78666

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateApr 10, 2018
Property Address2091 ROXY LOOP, FERNDALE, WA 98248-8403
Document Number2180400981
Instrument DateApr 04, 2018
Instrument400981
Transaction TypeTransfer
Record UpdatedApr 18, 2018
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,341.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2091 ROXY LOOP FERNDALE WA 982488403, FERNDALE, WA 98248-8403

Mortgage

Document Number2180400982
DateApr 10, 2018
Instrument400982
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98225
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 09, 2048

August 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionWHATCOM WA
Recording DateAug 14, 2017
Property Address2091 ROXY LOOP, FERNDALE, WA 98248-8403
Instrument DateAug 09, 2017
Instrument801454
Transaction TypeMortgage
Record UpdatedAug 23, 2017
Title CompanyWHATCOM LAND TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address22410 HAWTHORNE BLVD #5 TORRANCE CA 905052500, 5, TORRANCE, CA 90505-2500

Mortgage

Document Number2170801454
DateAug 14, 2017
Instrument801454
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
Address3410 WOBURN ST, BELLINGHAM, WA 98226-5621
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,361.00 (+21.51%)$582,108 (+20.87%) Land $165,870 Building $416,238$582,108 (+20.87%) Land $165,870 Building $416,238
2022$481,607 Land $112,356 Building $369,251$481,607 Land $112,356 Building $369,251
2021$3,589.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), as of May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Northwest Fiber
Fiber		6,000 / 6,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Based on FCC filings for 271 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WA5324850, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFERNDALE
serves 19,305 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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