Whatcom County property record for 2090 Roxy Loop, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,620 sqft · built 2012 |
| Lot Size | 0.056 acres (2,470 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $371,000 (Sep 2020) |
| Tax Bill | $3,496 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Apr 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 573548 |
| Primary APN | 573548 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| 2nd Floor Area | 620 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 2,470 sqft (0.056 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 52 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 573548 |
|---|---|
| Street Address | 2090 ROXY LOOP |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8.5 |
| Legal Description | MALLOY VILLAGE PUD PHASE III LOT 114 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 17 |
| Legal Subdivision | MALLOY VILLAGE PUD PHASES II & III |
| Legal Phase | 3 |
| Legal Lot Number | 114 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10505 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2090 ROXY LOOP, FERNDALE, WA 98248-8403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2020 | Warranty Deed, Transfer · Conventional with PMI UMPQUA BK |
| Apr 30, 2018 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Aug 14, 2017 | Grant Deed, Mortgage WHATCOM EDUCATIONAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Prior Sale | Apr 30, 2018 · Amount on Record |
| Deed Document Number | 2020-0903031 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 18, 2020 |
| Property Address | 2090 ROXY LOOP, FERNDALE, WA 98248-8403 |
| Document Number | 2200903031 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 903031 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,941.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2090 ROXY LOOP FERNDALE WA 982488403, FERNDALE, WA 98248-8403 |
| Document Number | 2200903032 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 903032 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 30, 2018 |
| Property Address | 2090 ROXY LOOP, FERNDALE, WA 98248-8403 |
| Document Number | 2180403300 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 403300 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,021.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2090 ROXY LOOP FERNDALE WA 982488403, FERNDALE, WA 98248-8403 |
| Document Number | 2180403301 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 403301 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 14, 2017 |
| Property Address | 2090 ROXY LOOP, FERNDALE, WA 98248-8403 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 801454 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2017 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 22410 HAWTHORNE BLVD #5 TORRANCE CA 905052500, 5, TORRANCE, CA 90505-2500 |
| Document Number | 2170801454 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 801454 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | 3410 WOBURN ST, BELLINGHAM, WA 98226-5621 |
| Amount | Amount Recorded |
|---|
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,496.00 (+16.88%) | $466,743 (+16.27%) Land $165,870 Building $300,873 | $466,743 (+16.27%) Land $165,870 Building $300,873 |
| 2022 | $401,437 Land $112,356 Building $289,081 | $401,437 Land $112,356 Building $289,081 | |
| 2021 | $2,991.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 19,305 people · EPA ID WA5324850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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