20909 N Division Rd, Colbert, WA 99005 Property Records

Spokane County property record for 20909 N Division Rd, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,578 sqft · built 2017
Lot Size	12.2 acres (531,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,000 (Mar 2017)
Tax Bill	$7,403 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37074.9053`

Property Details

APN / Parcel Number

Primary APN	`37074.9053`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,578 sqft Living Area
Gross Area	3,292 sqft
1st Floor Area	1,647 sqft
2nd Floor Area	931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	531,432 sqft
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Patio Area	400 sqft
Canopy	224 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20909 N DIVISION RD
City	COLBERT
State	WA
Zip	99005-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	STA
Legal Description	07-27-43: S410.00FT OF N1535.00FT OF E1/2 OF SE1/4; EXC CO RD; TR 4 OF ROS (AFN# 6326684)
Legal Range	43
Legal Township	27
Legal Section	07
Legal Tract	4
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	3
Census Block	3015
Census Tract	10305

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20909 N DIVISION RD, COLBERT, WA 99005-9727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL NA
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Mar 16, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Deed Document Number	20176586250
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20909 N DIVISION RD, COLBERT, WA 99005-9727
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006598900
Date	Apr 28, 2017
Instrument	6598900

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20909 N DIVISION RD, COLBERT, WA 99005-9727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006684517
Date	Feb 26, 2018
Instrument	6684517

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20909 N DIVISION RD, COLBERT, WA 99005-9727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006959919
Date	Aug 26, 2020
Instrument	6959919

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 16, 2017
Property Address	20909 N DIVISION RD, COLBERT, WA 99005-9727
Document Number	0006586250
Instrument Date	Mar 6, 2017
Instrument	6586250
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,589.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,403.00 (+4.53%)	$737,900 (-) Land $226,700 Building $511,200	$737,900 (-) Land $226,700 Building $511,200
2025	$7,082.00 (+9.34%)	$737,900 (+3.36%) Land $226,700 Building $511,200	$737,900 (+3.36%) Land $226,700 Building $511,200
2024		$713,900 (+24.81%) Land $193,100 Building $520,800	$713,900 (+24.81%) Land $193,100 Building $520,800
2023	$6,477.00 (+3.63%)	$572,000 Land $168,500 Building $403,500	$572,000 Land $168,500 Building $403,500
2022	$6,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	404 / 231
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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