20905 N Division Rd, Colbert, WA 99005 Property Records

Spokane County property record for 20905 N Division Rd, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,994 sqft · built 2021
Lot Size	10.7 acres (466,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Jul 2021)
Tax Bill	$10,788 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37074.9054`

Property Details

APN / Parcel Number

Primary APN	`37074.9054`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,994 sqft Living Area
Gross Area	4,906 sqft
1st Floor Area	2,601 sqft
2nd Floor Area	1,393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	466,528 sqft
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Deck Area	394 sqft
Canopy	998 sqft
Lean-To	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20905 N DIVISION RD
City	COLBERT
State	WA
Zip	99005-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	STA
Legal Description	07-27-43: S360.00FT OF N1895.00FT OF E1/2 OF SE1/4; EXC CO RD; TR 5 OF ROS (AFN# 6326684)
Legal Range	43
Legal Township	27
Legal Section	07
Legal Tract	5
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	3
Census Block	3015
Census Tract	10305

Owner

Source: Spokane County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20905 N DIVISION RD, COLBERT, WA 99005-9727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 15, 2020	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Oct 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	20217096003
Prior Transfer Date	Apr 18, 2018
Prior Transfer Doc	0006700410
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20905 N DIVISION RD, COLBERT, WA 99005-9727
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007032225
Date	Feb 9, 2021
Instrument	7032225

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 2, 2021
Property Address	20905 N DIVISION RD, COLBERT, WA 99005-9727
Document Number	0007096003
Map Reference	MB 158 PG 18
Instrument Date	Jun 23, 2021
Instrument	7096003
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TICOR CP, TICOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007096004
Date	Jul 2, 2021
Instrument	7096004

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 15, 2020
Property Address	20905 N DIVISION RD, COLBERT, WA 99005-9727
Document Number	0006930903
Instrument Date	Jun 5, 2020
Instrument	6930903
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$2,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21315 N DIVISION RD COLBERT WA 990059727, COLBERT, WA 99005-9727

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 4, 2019
Property Address	20905 N DIVISION RD, COLBERT, WA 99005-9727
Document Number	0006852206
Instrument Date	Oct 3, 2019
Instrument	6852206
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 28775 SPOKANE WA 992288775, SPOKANE, WA 99228-8775

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 19, 2018
Property Address	20905 N DIVISION RD, COLBERT, WA 99005-9727
Document Number	0006700410
Instrument Date	Apr 18, 2018
Instrument	6700410
Transaction Type	Transfer
Record Updated	Apr 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,788.00 (+1.13%)	$1,105,390 (+2.53%) Land $221,490 Building $883,900	$1,105,390 (+2.53%) Land $221,490 Building $883,900
2025	$10,667.00 (+8.32%)	$1,078,090 (-0.88%) Land $221,490 Building $856,600	$1,078,090 (-0.88%) Land $221,490 Building $856,600
2024		$1,087,630 (+0.62%) Land $188,630 Building $899,000	$1,087,630 (+0.62%) Land $188,630 Building $899,000
2023	$9,848.00 (-16.39%)	$1,080,880 Land $164,780 Building $916,100	$1,080,880 Land $164,780 Building $916,100
2022	$11,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	404 / 231
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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