20909 E 15th St S, Independence, MO 64057 Property Records

Jackson County property record for 20909 E 15th St S, Independence, MO 64057 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1965
Square Footage912 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
GarageAttached, 528 sqft
OccupancyOwner Occupied
Tax Bill$2,040.00 (2024)

Owner

Source: Jackson County records · APN 25-140-12-28

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address20909 E 15TH ST S, INDEPENDENCE, MO 64057-2707
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · Line of Credit
HAWTHORN BANK
Sep 20, 2019Deed of Trust, Mortgage
PRIME LNDG

Assessor's Deed Record

Last SaleJul 01, 2014
Deed SaleJul 01, 2014
Prior SaleSep 23, 2013
Deed Doc Number2014E0052894
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address20909 E 15TH ST S, INDEPENDENCE, MO 64057-2707
Transaction TypeMortgage
Record UpdatedNov 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20909 E 15TH ST S, INDEPENDENCE, MO 64057-2707

Mortgage

Document Number00E0082939
DateNov 16, 2023
Instrument2023E0082939
Lender
NameHAWTHORN BANK
TypeBank
AddressLIBERTY, MO 64068
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address20909 E 15TH ST S, INDEPENDENCE, MO 64057-2707
Document Number0000E77389
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20909 E 15TH ST S INDEPENDENCE MO 640572707, INDEPENDENCE, MO 64057-2707

Mortgage

Document Number0000E77389
DateSep 26, 2019
Instrument77389E
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded
Term180 Months
DueSep 25, 2034

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$23,870 (-26.47%) Land $4,275 Building $19,595$125,630 (-26.47%)
2024$2,040.00 (-7.15%)
2023$2,197.00$32,462 Land $4,294 Building $28,168$170,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 8% of Missouri
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN25-140-12-28
Alternative APNs
  • 25140030700000000
  • 1738544

Interior

Bedrooms3 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area912 sqft Living Area
Gross Area2,352 sqft Gross Area
1st Floor912 sqft 1st Floor
Basement Area912 sqft Basement
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 1965
Architectural StyleRanch Style
Exterior MaterialStucco Exterior
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,841 sqft (0.18 acres)
Depth X Width125 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage

Exterior Amenities

Deck Area548 sqft Deck
Patio Area548 sqft Patio
Porch1 Porch
Porch Area20 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number1738544
Old Parcel Number25140030700000000
Street Address20909 E 15TH ST S
CityINDEPENDENCE
StateMO
Zip64057-2707
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE CITY GARDENS----LOT 35
Legal Range31
Legal Township49
Legal Section04
Legal SubdivisionLAKE CITY GARDENS
Legal Lot Number35
JurisdictionJACKSON MO
Minor Civil DivisionBLUE
Census Blockgroup2
Census Block2004
Census Tract11407

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