20900 E 15th St S, Independence, MO 64057 Property Records

Jackson County property record for 20900 E 15th St S, Independence, MO 64057 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 2015
Square Footage	1,032 sqft Living Area
Lot Size	8,157 sqft (0.187 acres)
Occupancy	Owner Occupied
Last Sale	$161,200 (2020)
Tax Bill	$2,467.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`25-140-06-14`
Alternative APNs	`25-140-06-14-00-0-00-000` `25140061400000001` `768820`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,032 sqft Living Area
1st Floor	720 sqft 1st Floor
Basement Area	1,032 sqft Basement
Finished Basement	540 sqft Finished
Unfinished Basement	492 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2015
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,157 sqft (0.187 acres)
Depth X Width	132 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	250 sqft Garage

Exterior Amenities

Deck Area	306 sqft Deck
Patio Area	256 sqft Patio
Porch	Open Porch
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	768820
Street Address	20900 E 15TH ST S
City	INDEPENDENCE
State	MO
Zip	64057-2706
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE CITY GARDENS---LOT 43
Legal Subdivision	LAKE CITY GARDENS
Legal Block	2
Legal Lot Number	43
Jurisdiction	JACKSON MO
Minor Civil Division	BLUE
Census Blockgroup	2
Census Block	2015
Census Tract	11407

Owner

Source: Jackson County records · APN 25-140-06-14

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20900 E 15TH ST S, INDEPENDENCE, MO 64057-2706
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDFIRST BANK
Apr 16, 2020	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC
Jan 25, 2017	Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Jan 25, 2017 · Amount on Record
Deed Doc Number	2020E31137
Prior Transfer Date	Aug 26, 2006
Prior Transfer Doc	00E0118065
Record Refreshed	Jun 08, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	20900 E 15TH ST S, INDEPENDENCE, MO 64057-2706
Transaction Type	Mortgage
Record Updated	Jan 05, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20900 E 15TH ST S, INDEPENDENCE, MO 64057-2706

Mortgage

Document Number	00E0113359
Date	Dec 30, 2022
Instrument	2022E0113359

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 01, 2062

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 16, 2020
Property Address	20900 E 15TH ST S, INDEPENDENCE, MO 64057-2706
Document Number	0000E31137
Instrument Date	Apr 13, 2020
Instrument	31137E
Transaction Type	Transfer
Record Updated	May 06, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20900 E 15TH ST S INDEPENDENCE MO 640572706, INDEPENDENCE, MO 64057-2706

Mortgage

Document Number	E31138
Date	Apr 16, 2020
Instrument	31138E

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 25, 2017
Property Address	20900 E 15TH ST S, INDEPENDENCE, MO 64057-2706
Document Number	0000E07303
Instrument Date	Jan 13, 2017
Instrument	7303E
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2017
Title Company	ALPHA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20900 E 15TH ST INDEPENDENCE MO 64056, INDEPENDENCE, MO 64056

Mortgage

Document Number	E07304
Date	Jan 25, 2017
Instrument	7304E

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,949 (+15%) Land $4,454 Building $36,495	$215,520 (+15%)
2024	$2,467.00 (+2.37%)
2023	$2,410.00	$35,608 Land $3,264 Building $32,344	$187,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 8% of Missouri
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

20900 E 15th St S, Independence, MO 64057 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E 15th St S

Nearby Streets

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