20907 Avery Cove Ln, Katy, TX 77450 Property Records

Fort Bend County property record for 20907 Avery Cove Ln, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,904 sqft · built 2006
Lot Size	0.15 acres (6,554 sqft)
Owner	Individual Name on File
Tax Bill	$7,735 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R329277`

Property Details

APN / Parcel Number

Primary APN	`R329277`
Alternative APN	`3531-10-001-0470-914`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,904 sqft Living Area
1st Floor Area	1,799 sqft
2nd Floor Area	1,105 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,554 sqft (0.15 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R329277
Street Address	20907 AVERY COVE LN
City	KATY
State	TX
Zip	77450-5586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND LAKES PHASE THREE SEC 10, BLOCK 1, LOT 47
Legal Subdivision	GRAND LAKES PHASE THREE SEC 10
Legal Block	1
Legal Lot Number	47
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1001
Census Tract	673009

Owner

20907 Avery Cove Ln is owned and occupied by an individual who acquired it in August 2006.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20907 AVERY COVE LN, KATY, TX 77450-5586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2006
Deed Sale	Aug 31, 2006
Deed Document Number	2006108156
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	20907 AVERY COVE LN, KATY, TX 77450-5586
Document Number	0000046556
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20907 AVERY COVE LN KATY TX 774505586, KATY, TX 77450-5586

Mortgage

Document Number	0000046556
Date	May 2, 2018
Instrument	46556

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20907 Avery Cove Ln was $7,735, down 24.2% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,735.00 (-24.17%)	$471,956 (-1.43%) Land $55,900 Building $416,056	$471,956 (-1.43%) Land $55,900 Building $416,056
2024	$10,201.00 (+33.45%)	$478,797 (+2.94%) Land $55,900 Building $422,897	$478,797 (+2.94%) Land $55,900 Building $422,897
2023	$7,644.00	$465,111 Land $43,000 Building $422,111	$465,111 Land $43,000 Building $422,111
2018	$3,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20907 Avery Cove Ln in Zone X, an area of moderate flood risk, though there have been 45 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 163 policies
Nearby Flood Policies	163 in force
Nearby Flood Claims	45 (2017)
Claims Outside the SFHA	45 of 45
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20907 Avery Cove Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND LAKES MUD 1 serves 3,219 people · EPA ID TX0790410
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20