20902 Avery Cove Ln, Katy, TX 77450 Property Records

Fort Bend County property record for 20902 Avery Cove Ln, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,143 sqft · built 2006
Lot Size0.159 acres (6,906 sqft)
OwnerCompany Name on Record
Last Sale$369,075 (Aug 2023)
Tax Bill$8,848 (2025)
Deeds & MortgagesMar 2022 Mortgage
Aug 2023 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APNR329252

Property Details

APN / Parcel Number

Primary APNR329252
Alternative APN
  • 3531-10-001-0220-914

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,143 sqft Living Area
Gross Area2,540 sqft
1st Floor Area2,143 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,906 sqft (0.159 acres)
Lot Dimensions125 ft deep x 55 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area397 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area271 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address20902 AVERY COVE LN
CityKATY
StateTX
Zip77450-5587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAND LAKES PHASE THREE SEC 10, BLOCK 1, LOT 22
Legal SubdivisionGRAND LAKES PHASE THREE SEC 10
Legal Block1
Legal Lot Number22
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group1
Census Block1001
Census Tract673009

Owner

Source: Fort Bend County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address21115 CADDO HEIGHTS ST, RICHMOND, TX 77407-1629
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 23, 2023Vendor's Lien, Transfer · Conventional Mortgage
BRADESCO BAC FLORIDA BANK
Jul 23, 2019Vendor's Lien, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 20, 2017Trustee's Deed, Construction Loan · Construction Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2023 · Amount on Record
Deed SaleAug 23, 2023 · Amount on Record
Prior SaleJul 23, 2019 · Amount on Record
Prior Transfer DateJul 22, 2019
Prior Transfer Doc0000080640
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address20902 AVERY COVE LN, KATY, TX 77450-5587
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044606
DateMar 31, 2022
Instrument2022044606
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

August 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateAug 23, 2023
Property Address20902 AVERY COVE LN, KATY, TX 77450-5587
Document Number0000081332
Map ReferencePL 20050035
Instrument DateAug 21, 2023
Instrument2023081332
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyTITLE FORWARD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21115 CADDO HEIGHTS ST, RICHMOND, TX 77407-1629

Mortgage

Document Number0000081333
DateAug 23, 2023
Instrument2023081333
Lender
NameBRADESCO BAC FLORIDA BANK
TypeBank
AddressMIAMI, FL 33134
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.37%
Type Change DateSep 1, 2026
Change FrequencyAnnually
Min Rate At Change7.37%
Max Rate At Change9.37%
Index1-Year T-Bill
Max Rate13.3%

July 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateJul 23, 2019
Property Address20902 AVERY COVE LN, KATY, TX 77450-5587
Document Number0000080640
Map ReferencePL 20050035
Instrument DateJul 22, 2019
Instrument2019080640
Transaction TypeTransfer
Record UpdatedJan 27, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1018 N SANDERLING DR, 1018, LELAND, NC 28451-7692

Transferred To (Grantee/Buyer)

NameVerified Name
Address70902 AUREY CORE LN, KATY, TX 77450

Mortgage

Document Number0000080641
DateJul 23, 2019
Instrument2019080641
Lender
NameWELLS FARGO BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

October 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFORT BEND TX
Recording DateOct 20, 2017
Property Address20902 AVERY COVE LN, KATY, TX 77450-5587
Instrument DateOct 6, 2017
Instrument115240
Transaction TypeConstruction Loan
Record UpdatedNov 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address20902 AVERY COVE LN KATY TX 774505587, KATY, TX 77450-5587

Mortgage

Document Number0000115240
DateOct 20, 2017
Instrument115240
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2047

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,848.00 (-2.37%)$416,868 (-2.01%) Land $55,900 Building $360,968$416,868 (-2.01%) Land $55,900 Building $360,968
2024$9,063.00 (+131.26%) Homeowner's exemption$425,410 (+29.92%) Land $55,900 Building $369,510$425,410 (+3.41%) Land $55,900 Building $369,510
2023$3,919.00 (-16.21%) Homeowner's exemption$327,437 (+1%) Land $43,000 Building $368,376$411,376 (+17.48%) Land $43,000 Building $368,376
2022$297,670 Land $43,000 Building $254,670$350,180 Land $43,000 Building $307,180
2021$4,677.00 (+105.58%)
2018$2,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 163 policies
Nearby Flood Policies163 in force
Nearby Flood Claims45 (2017)
Claims Outside the SFHA45 of 45
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND LAKES MUD 1
serves 3,219 people · EPA ID TX0790410
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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