20904 SE Sotra Loop, Bend, OR 97702 Property Records

Deschutes County property record for 20904 SE Sotra Loop, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,088 sqft · built 2017
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Company Names on Record
Last Sale	$595,000 (Dec 2023)
Tax Bill	$4,485 (2025)
Deeds & Mortgages	Dec 2023 Sale Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181215-BC-13600`

Property Details

APN / Parcel Number

Primary APN	`181215-BC-13600`
Alternative APN	`274406`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	2,573 sqft
1st Floor Area	775 sqft
Family Room	Family Room
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Lot Area	3,485 sqft (0.08 acres)
Garage Area	485 sqft

Location & Zoning

Account Number	274406
Street Address	20904 SE SOTRA LOOP
City	BEND
State	OR
Zip	97702-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BRIDGES AT SHADOW GLEN PHASE 2B LOT 222
Legal Range	12
Legal Township	18
Legal Section	15
Legal Subdivision	BRIDGES AT SHADOW GLEN PHASE 2B
Legal Lot Number	222
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3028
Census Tract	1904

Owner

Source: Deschutes County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20904 SE SOTRA LOOP, BEND, OR 97702-3721
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Warranty Deed, Transfer WESTERN TITLE & ESCROW
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIRECTORS MORTGAGE INC
May 22, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	202329747
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 1, 2023
Property Address	20904 SE SOTRA LOOP, BEND, OR 97702-3721
Document Number	0000029747
Map Reference	CAB I PG 224
Instrument Date	Nov 29, 2023
Instrument	2023-29747
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20904 SE SOTRA LOOP, BEND, OR 97702-3721

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20904 SE SOTRA LOOP, BEND, OR 97702-3721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046475
Date	Nov 27, 2019
Instrument	2019-46475

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 22, 2018
Property Address	20904 SE SOTRA LOOP, BEND, OR 97702-3721
Document Number	0000020470
Map Reference	CAB I PG224
Instrument Date	Apr 26, 2018
Instrument	2018-20470
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20904 SE SOTRA LOOP, BEND, OR 97702-3721

Mortgage

Document Number	0000020471
Date	May 22, 2018
Instrument	2018-20471

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,485.00 (+2.37%)	$265,480 (+3%)	$692,230 (+4.56%) Land $211,400 Building $480,830
2024	$4,381.00 (+7.75%)	$257,750 (+3%)	$662,030 (+0.72%) Land $211,400 Building $450,630
2023	$4,066.00	$250,250	$657,310 Land $211,400 Building $445,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

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