20888 SE Sotra Loop, Bend, OR 97702 Property Records

Deschutes County property record for 20888 SE Sotra Loop, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 2018
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,000 (Jul 2018)
Tax Bill	$4,099 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181215 BC 13200`

Property Details

APN / Parcel Number

Primary APN	`181215 BC 13200`
Alternative APN	`274402`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,450 sqft Living Area
1st Floor Area	552 sqft
2nd Floor Area	898 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Mixed
Garage Area	558 sqft

Location & Zoning

Account Number	274402
Street Address	20888 SE SOTRA LOOP
City	BEND
State	OR
Zip	97702-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:218 SUBD:BRIDGES AT SHADOW GLEN PHASE 2B SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BC
Legal Range	12
Legal Township	18
Legal Section	15
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	BRIDGES AT SHADOW GLEN PHASE 2B
Legal Lot Number	218
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3028
Census Tract	1904

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20888 SE SOTRA LOOP, BEND, OR 97702-3721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 2, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	2018-27141
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20888 SE SOTRA LOOP, BEND, OR 97702-3721
Document Number	0000047571
Instrument Date	Nov 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20888 SE SOTRA LOOP BEND OR 977023721, BEND, OR 97702-3721

Mortgage

Document Number	0000047571
Date	Dec 5, 2019
Instrument	47571

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 2, 2018
Property Address	20888 SE SOTRA LOOP, BEND, OR 97702-3721
Document Number	0000027141
Instrument Date	Jun 20, 2018
Instrument	27141
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2018
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20888 SE SOTRA LOOP BEND OR 977023721, BEND, OR 97702-3721

Mortgage

Document Number	27142
Date	Jul 2, 2018
Instrument	27142

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,099.00 (+2.22%)	$242,630 (+3%)	$618,230 (+4.31%) Land $211,400 Building $406,830
2024	$4,010.00 (+7.74%)	$235,570 (+3%)	$592,670 (+0.03%) Land $211,400 Building $381,270
2023	$3,722.00	$228,710	$592,520 Land $211,400 Building $381,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

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