20868 Ivy Cir, Macomb, MI 48044 Property Records

Macomb County property record for 20868 Ivy Cir, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,868 sqft · built 1996
Lot Size0.222 acres (9,670 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jul 2018)
Tax Bill$6,553 (2025)
Deeds & MortgagesNov 2023 Second Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-08-27-305-006

Property Details

APN / Parcel Number

Primary APN20-08-27-305-006
Alternative APN
  • 0827305006

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,868 sqft Living Area
1st Floor Area1,897 sqft
Basement Area1,897 sqft
Unfinished Basement1,877 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleSplit Level
Lot Area9,670 sqft (0.222 acres)
Lot Dimensions138 ft deep x 70 ft wide
Garage Area508 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address20868 IVY CIR
CityMACOMB
StateMI
Zip48044-2223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUMMERFIELD ESTATES SUB #1 LOT 32 LIBER: 109 PAGES: 37-42
Legal SubdivisionSUMMERFIELD ESTATES SUB
Legal Lot Number32
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1018
Census Tract224101

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20868 IVY CIR, MACOMB, MI 48044-2223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NESHWAN KHAMI
Jan 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Jul 27, 2018Warranty Deed, Transfer · Construction Mortgage
NASH KHAMI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2018 · Amount on Record
Deed SaleJul 27, 2018 · Amount on Record
Prior SaleJan 13, 2003 · Amount on Record
Deed Document Number20188084668
Deed Book / Page25491 / 376
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20868 IVY CIR, MACOMB, MI 48044-2223
Transaction TypeMortgage
Record UpdatedNov 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20868 IVY CIR, MACOMB, MI 48044-2223
InvestorPossibly a Property Investor

Mortgage

Document Number2300095122
DateNov 13, 2023
Book Page29373/204
Instrument202300095122
Lender
NameNESHWAN KHAMI
TypePrivate Party
Address2180 LIVERNOIS RD STE 100, TROY, MI 48083
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20868 IVY CIR, MACOMB, MI 48044-2223
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanyABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address20868 IVY CIR, MACOMB, MI 48044-2223

Mortgage

Document Number2200007820
DateJan 13, 2022
Book Page28364/92
Instrument202200007820
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJul 27, 2018
Property Address20868 IVY CIR, MACOMB, MI 48044-2223
Document Number0000084668
Book / Page025491 / 000376
Instrument DateJul 15, 2011
Instrument84668
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,021.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20868 IVY CIR MACOMB MI 480442223, MACOMB, MI 48044-2223

Mortgage

Document Number84669
DateJul 27, 2018
Book Page025491/000377
Instrument84669
Lender
NameNASH KHAMI
Address2180 LIVERNOIS RD # 100, TROY, MI 48083-1671
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 26, 2019

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$242,500 (+16.81%)$485,000 (+16.81%)
2025$6,553.00 (+42.92%)
2023$207,600$415,200
2022$4,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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