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20903 FM 2728, Terrell, TX 75161 Property Records

Kaufman County property record for 20903 FM 2728, Terrell, TX 75161 · Last verified November 2025

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,274 sqft · built 2016
Lot Size7.02 acres (306,096 sqft)
OwnerIndividual Name on File
Tax Bill$6,368 (2024)
Deeds & MortgagesMay 2017 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR1477

Property Details

APN / Parcel Number

Primary APNR1477
Alternative APN
  • 99.0006.0000.0840.00.06.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,274 sqft Living Area
Gross Area2,802 sqft
1st Floor Area2,274 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area306,096 sqft (7.02 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area608 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1477
Old Parcel Number99000600000840000600
Street Address20903 FM 2728
CityTERRELL
StateTX
Zip75161-0420
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionE ABLES, TRACT 840.00; 7.027 ACRES, & HOUSE & HOUSE
Legal SubdivisionE ABLES
Legal Tract840.00
JurisdictionKAUFMAN TX
Township / Civil DivisionTERRELL
Census Block Group2
Census Block2012
Census Tract50602

Owner

Source: Kaufman County records · APN R1477

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20903 FM 2728, TERRELL, TX 75161-0420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2014
Deed SaleNov 21, 2014
Deed Document Number20091
Deed Book / Page4681 / 194
Prior Transfer DateDec 04, 2006
Prior Transfer Doc2006-00028631
Record UpdatedJun 08, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUFMAN TX
Property Address20903 FM 2728, TERRELL, TX 75161-0420
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053420227
DateMay 16, 2017
Book Page5342/227
Instrument2017-0010896
Lender
NameFIRST NATIONAL BANK
TypeBank
AddressSOUTHLAKE, TX 76092
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUFMAN TX
Property Address20903 FM 2728, TERRELL, TX 75161-0420
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE TRAIN LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064620492
DateJun 25, 2020
Book Page6462/492
Instrument2020-0017335
Lender
NameFIRST NATIONAL BANK
TypeBank
AddressSOUTHLAKE, TX 76092
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Kaufman County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyKaufman County
Unified School DistrictTerrell Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$484,939 (-17.64%)$638,327 (+8.41%) Land $260,947 Building $377,380
2024$6,368.00 (+11.58%)
2023$5,707.00 (-13.03%) Homeowner's exemption$588,794 Land $224,578 Building $364,216$588,794 Land $224,578 Building $364,216
2022$6,562.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kaufman County (48257C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482570506022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskModerate
above 53% of the US · above 29% of Texas
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
3 Rooms CommunicationsFixed Wireless (unlicensed)100 / 100

May also be available at this address: Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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