20890 FM 2728, Terrell, TX 75161 Property Records

Kaufman County property record for 20890 FM 2728, Terrell, TX 75161

Property Summary

Property Type	Rural Home
Details	1,568 sqft · built 2003
Lot Size	21.5 acres (937,281 sqft)
Owner	Company Name on File
Tax Bill	$4,374 (2024)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1346`

Property Details

APN / Parcel Number

Primary APN	`R1346`
Alternative APN	`99.0006.0000.0505.00.06.00`

Interior

Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	800 sqft
1st Floor Area	800 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	937,281 sqft (21.5 acres)
Porch	Covered Porch
Porch Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1346
Old Parcel Number	99000600000505000600
Street Address	20890 FM 2728
City	TERRELL
State	TX
Zip	75161-0452
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E ABLES, TRACT 505.00; 21.517 ACRES, & HOUSE & HOUSE
Legal Subdivision	E ABLES
Legal Tract	505.00
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2007
Census Tract	50602

Owner

Source: Kaufman County records · APN R1346

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20890 FM 2728, TERRELL, TX 75161-0452
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2021
Deed Sale	Sep 01, 2021
Deed Document Number	2021-0035677
Deed Book / Page	7189 / 98
Record Updated	Jun 08, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Sep 01, 2021
Property Address	20890 FM 2728, TERRELL, TX 75161-0452
Document Number	0071890098
Book / Page	7189 / 98
Map Reference	VOL 626 PG 454
Instrument Date	Aug 30, 2021
Instrument	2021-0035677
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13708 DUCK CREEK RD, TERRELL, TX 75161-0814

Mortgage

Document Number	20210035678
Date	Sep 01, 2021
Instrument	2021-0035678

Lender

Name	CITY NATIONAL BANK OF SULPHUR SPRIN
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Aug 30, 2026

Tax Assessment & Valuation

Source: Kaufman County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$260,302 (+1.17%) Land $34,029 Building $226,273	$686,589 (+6.16%) Land $460,316 Building $226,273
2024	$4,374.00 (+0.57%)
2023	$4,349.00 (+253.29%) Homeowner's exemption Senior Citizen's exemption	$257,292 Land $31,086 Building $226,206	$646,753 Land $420,547 Building $226,206
2022	$1,231.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
3 Rooms Communications Fixed Wireless	100 / 100

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ABLES SPRINGS SUD serves 5,655 people
Water Source	Purchased surface water from NORTH TEXAS MWD TAWAKONI WTP
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.