20901 N Main St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20901 N Main St, Cornelius, NC 28031

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 1,744 sqft · built 1936
Lot Size	0.775 acres (33,759 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Oct 2021)
Tax Bill	$3,943 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-204-17`

Property Details

APN / Parcel Number

Primary APN	`003-204-17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,744 sqft Gross Area
1st Floor Area	1,230 sqft
Upper Floors Area	514 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	33,759 sqft (0.775 acres)
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Porch	Finished/Open Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20901 N MAIN ST
City	CORNELIUS
State	NC
Zip	28031-8408
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	NMX
Legal Description	M43-933
Legal Subdivision	CAROLINA PARK
Legal Block	4
Legal Lot Number	17
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	2
Census Block	2000
Census Tract	6408

Owner

Source: Mecklenburg County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	518 SOUTH ST, DAVIDSON, NC 28036-8062
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Commercial Mortgage SERVISFIRST BANK
Dec 10, 2025	Deed of Trust, Mortgage TYLER MCCRACKEN IRA
Oct 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SEYMOUR CHILDRENS GST TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Jun 29, 2005 · Amount on Record
Deed Document Number	2021207361
Deed Book / Page	36706 / 690
Prior Transfer Date	Apr 24, 2013
Prior Transfer Doc	0000062753
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20901 N MAIN ST, CORNELIUS, NC 28031-8408
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 SOUTH ST, DAVIDSON, NC 28036-8062

Mortgage

Document Number	0000003640
Date	Jan 13, 2026
Book Page	40134/722
Instrument	2026003640

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	CHARLOTTE, NC 28277

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20901 N MAIN ST, CORNELIUS, NC 28031-8408
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126725
Date	Dec 10, 2025
Book Page	40062/154
Instrument	2025126725

Lender

Name	TYLER MCCRACKEN IRA
Type	Non-Lending Institution
Address	WESTLAKE, OH 44145

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 9, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 29, 2021
Property Address	20901 N MAIN ST, CORNELIUS, NC 28031-8408
Document Number	0000207361
Book / Page	36706 / 690
Map Reference	MB 43 PG 933
Instrument Date	Oct 29, 2021
Instrument	2021207361
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 681297, CHARLOTTE, NC 28216-0023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 SOUTH ST, DAVIDSON, NC 28036-8062

Mortgage

Document Number	0000207362
Date	Oct 29, 2021
Instrument	2021207362

Lender

Name	SEYMOUR CHILDRENS GST TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	26 Months
Due	Dec 1, 2023

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$601,000 Land $486,100 Building $114,900	$601,000 Land $486,100 Building $114,900
2024	$3,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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