Mecklenburg County property record for 20822 N Main St, Cornelius, NC 28031 · Last verified April 2026
| Property Type | Commercial > Retail |
|---|---|
| Year Built | Built 2010 |
| Square Footage | 1,846 sqft Gross Area |
| Lot Size | 17,511 sqft (0.402 acres) |
| Last Sale | $900,000 (2024) |
| Tax Bill | $4,094.00 (2024) |
| Primary APN | 007-054-13 |
|---|
| Total Rooms | 3 Rooms |
|---|---|
| Building Area | 1,846 sqft Gross Area |
| 1st Floor Area | 1,846 sqft 1st Floor |
| Stories | 1 Story |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,511 sqft (0.402 acres) |
| Deck Area | 32 sqft Deck |
| Patio Area | 122 sqft Patio |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20822 N MAIN ST |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-8457 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | NA |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 6409 |
Source: Mecklenburg County records · APN 007-054-13
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 19907 SHEARWATER POINT DR, CORNELIUS, NC 28031-7557 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 25, 2024 | Special Warranty Deed, Transfer · Commercial Mortgage SPERO FINANCIAL FCU |
| Dec 02, 2019 | Grant Deed, Transfer READYCAP LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2024 · Amount on Record |
| Deed Sale | Mar 25, 2024 · Amount on Record |
| Prior Sale | Dec 02, 2019 · Amount on Record |
| Deed Document Number | 202426423 |
| Deed Book / Page | 38711 / 581 |
| Prior Transfer Date | Dec 11, 2015 |
| Prior Transfer Doc | 0000159649 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 25, 2024 |
| Property Address | 20822 N MAIN ST, CORNELIUS, NC 28031-8457 |
| Document Number | 0000026423 |
| Book / Page | 38711 / 581 |
| Map Reference | MB 9540 PG 731 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 2024026423 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 164 CHERRY BIRCH ST, MOORESVILLE, NC 28117-9589 |
| Name | Verified Name |
|---|---|
| Address | 19907 SHEARWATER POINT DR, CORNELIUS, NC 28031-7557 |
| Document Number | 0000026424 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2024026424 |
| Name | SPERO FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000026424 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 38711/585 |
| Instrument | 2024026424 |
| Name | SPERO FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | 420 E PARK AVE STE 100, GREENVILLE, SC 29601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 02, 2019 |
| Property Address | 20822 N MAIN ST, CORNELIUS, NC 28031-8457 |
| Document Number | 0000164092 |
| Book / Page | 034086 / 000066 |
| Instrument Date | Dec 02, 2019 |
| Instrument | 164092 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20822 N MAIN ST CORNELIUS NC 280318457, CORNELIUS, NC 28031-8457 |
| Document Number | 164093 |
|---|---|
| Date | Dec 02, 2019 |
| Book Page | 034086/000070 |
| Instrument | 164093 |
| Name | READYCAP LNDG |
|---|---|
| Address | BERKELEY HEIGHTS, NJ 07922 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Dec 01, 2044 |
| Rate | 7.25% |
|---|
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $623,900 (-) Land $350,200 Building $273,700 | $623,900 (-) Land $350,200 Building $273,700 | |
| 2024 | $4,094.00 (-22.7%) | ||
| 2023 | $5,296.00 | $623,900 Land $350,200 Building $273,700 | $623,900 Land $350,200 Building $273,700 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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