20901 E 13th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 20901 E 13th Ter S, Independence, MO 64057 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,050 sqft · built 1970
Lot Size	0.248 acres (10,816 sqft)
Owner	Individual Name on File
Last Sale	$136,200 (Nov 2021)
Tax Bill	$1,785 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-140-06-23`

Property Details

APN / Parcel Number

Primary APN	`25-140-06-23`
Alternative APNs	`25-140-06-23-00-0-00-000` `25140062300000001` `768829`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	700 sqft
Basement Area	1,050 sqft
Finished Basement	210 sqft
Unfinished Basement	840 sqft
Flooring	Carpet

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,816 sqft (0.248 acres)
Lot Dimensions	152 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	768829
Street Address	20901 E 13TH TER S
City	INDEPENDENCE
State	MO
Zip	64057-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE CITY GARDENS LOT 70
Legal Subdivision	LAKE CITY GARDENS
Legal Block	2
Legal Lot Number	70
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2015
Census Tract	11407

Owner

Source: Jackson County records · APN 25-140-06-23

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20901 E 13TH TER S, INDEPENDENCE, MO 64057-2705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEGASTAR FINANCIAL CORP
Feb 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 11, 2018	Warranty Deed, Transfer FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Jul 11, 2018
Deed Document Number	2021E125008
Prior Transfer Date	Nov 10, 2021
Prior Transfer Doc	00E0125008
Record Updated	Jun 08, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Nov 12, 2021
Property Address	20901 E 13TH TER S, INDEPENDENCE, MO 64057-2705
Document Number	00E0125008
Instrument Date	Nov 10, 2021
Instrument	2021E0125008
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2601 S ARLINGTON AVE, INDEPENDENCE, MO 64052-1553

Mortgage

Document Number	00E0125166
Date	Nov 12, 2021
Instrument	2021E0125166

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Jun 01, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	20901 E 13TH TER S, INDEPENDENCE, MO 64057-2705
Transaction Type	Mortgage
Record Updated	Jul 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0065638
Date	Jun 16, 2021
Instrument	2021E0065638

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 25, 2019
Property Address	20901 E 13TH TER S, INDEPENDENCE, MO 64057-2705
Document Number	0000E12989
Instrument Date	Feb 25, 2019
Instrument	12989E
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20901 E 13TH TER S INDEPENDENCE MO 640572705, INDEPENDENCE, MO 64057-2705

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 11, 2018
Property Address	20901 E 13TH TER S, INDEPENDENCE, MO 64057-2705
Document Number	0000E60577
Instrument Date	Jul 10, 2018
Instrument	60577E
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20901 E 13TH TER S INDEPENDENCE MO 640572705, INDEPENDENCE, MO 64057-2705

Mortgage

Document Number	E60852
Date	Jul 11, 2018
Instrument	60852E

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,640 (+7.24%) Land $5,007 Building $22,633	$145,470 (+7.23%)
2024	$1,785.00 (+2.29%)
2023	$1,745.00	$25,775 Land $3,944 Building $21,831	$135,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 8% of Missouri
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E 13th Ter S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures