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20814 E 13th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 20814 E 13th Ter S, Independence, MO 64057 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1965
Square Footage912 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
GarageAttached, 528 sqft
OccupancyOwner Occupied
Tax Bill$1,842.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-140-05-14
Alternative APNs
  • 25140051400000001
  • 768786

Interior

Bedrooms3 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area912 sqft Living Area
Gross Area2,352 sqft Gross Area
1st Floor912 sqft 1st Floor
Basement Area912 sqft Basement
Finished Basement684 sqft Finished
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 1965
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Depth X Width133 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Shed1 Shed
Porch1 Porch
Porch Area20 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number768786
Old Parcel Number25140051400000001
Street Address20814 E 13TH TER S
CityINDEPENDENCE
StateMO
Zip64057-2702
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE CITY GARDENS LOT 79
Legal Range31
Legal Township49
Legal Section04
Legal SubdivisionLAKE CITY GARDENS
Legal Lot Number79
JurisdictionJACKSON MO
Minor Civil DivisionBLUE
Census Blockgroup2
Census Block2016
Census Tract11407

Owner

Source: Jackson County records · APN 25-140-05-14

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20814 E 13TH TER S, INDEPENDENCE, MO 64057-2702
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITYAMERICA CU
Jun 17, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITYAMERICA CU
May 29, 2018Deed of Trust, Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 29, 2001
Deed SaleJan 29, 2001
Prior SaleJun 15, 2000
Deed Doc Number2001I0005527
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address20814 E 13TH TER S, INDEPENDENCE, MO 64057-2702
Transaction TypeMortgage
Record UpdatedMar 04, 2024
Title CompanyNOT AVAILABLE, MCCAFFREE SHORT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20814 E 13TH TER S, INDEPENDENCE, MO 64057-2702

Mortgage

Document Number00E0011840
DateFeb 27, 2024
Instrument2024E0011840
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address20814 E 13TH TER S, INDEPENDENCE, MO 64057-2702
Transaction TypeMortgage
Record UpdatedJul 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0066272
DateJun 17, 2021
Instrument2021E0066272
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address20814 E 13TH TER S, INDEPENDENCE, MO 64057-2702
Document Number0000E49473
Instrument DateMay 29, 2018
Transaction TypeMortgage
Record UpdatedJun 29, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20814 E 13TH TER S INDEPENDENCE MO 640572702, INDEPENDENCE, MO 64057-2702

Mortgage

Document Number0000E49473
DateJun 07, 2018
Instrument49473E
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
AmountAmount Recorded
Term360 Months
DueJun 06, 2048

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$21,609 (-18.76%) Land $4,632 Building $16,977$113,730 (-18.76%)
2024$1,842.00 (+2.33%)
2023$1,800.00$26,600 Land $3,557 Building $23,043$140,000

Flood & Wildfire

20814 E 13th Ter S is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Jackson County (29095C), updated May 28, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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