2090 Larkin Ave, Elgin, IL 60123 Property Records

Kane County property record for 2090 Larkin Ave, Elgin, IL 60123

Property Summary

Property Type	Commercial
Details	20,792 sqft · built 1989
Lot Size	0.77 acres (33,541 sqft)
Owner	Company Name on Record
Last Sale	$2,000,000 (Oct 2002)
Tax Bill	$36,951 (2025)
Deeds & Mortgages	Jan 2020 Loan Modification Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-402-061`

Property Details

APN / Parcel Number

Primary APN	`06-16-402-061`
Alternative APN	`0616402053`

Interior

Units	47 Units
Building Area	20,792 sqft Gross Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	33,541 sqft (0.77 acres)

Location & Zoning

Street Address	2090 LARKIN AVE
City	ELGIN
State	IL
Zip	60123-5845
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WALTER G MCINTOSH & COS LOTS 1, 2 & 3 BLOCK 4 (EXCEPT EDKA840034 & PT DESC IN DOC 1946995 & PT TAKEN FOR RD IN DOC 2007K076356)
Legal Subdivision	WALTER G MCINTOSH&COS
Legal Block	4
Legal Lot Number	1,2,3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3030
Census Tract	851904

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2090 LARKIN AVE, 4, ELGIN, IL 60123-5849
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Loan Modification, Mortgage · Line of Credit ST CHARLES BK&TR
Apr 16, 2019	Deed of Trust, Mortgage · Line of Credit ST CHARLES BK&TR
Feb 24, 2019	Deed of Trust, Mortgage · Line of Credit ST CHARLES BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2002 · Amount on Record
Deed Sale	Oct 29, 2002 · Amount on Record
Deed Document Number	2002139636
Prior Transfer Date	Aug 22, 2000
Prior Transfer Doc	0000070398
Record Updated	Sep 20, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Recording Date	Jan 6, 2020
Property Address	2090 LARKIN AVE, ELGIN, IL 60123-5845
Instrument Date	Nov 15, 2019
Instrument	635
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2090 LARKIN AVE #5B4 ELGIN IL 601235831, 5B4, ELGIN, IL 60123-5831

Mortgage

Document Number	0000000635
Date	Jan 6, 2020
Instrument	635

Lender

Name	ST CHARLES BK&TR
Type	Bank
Address	411 W MAIN ST, ST CHARLES, IL 60174-1815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2090 LARKIN AVE, ELGIN, IL 60123-5845
Document Number	0000017624
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2090 LARKIN AVE ELGIN IL 601235845, ELGIN, IL 60123-5845

Mortgage

Document Number	0000017624
Date	May 3, 2019
Instrument	17624

Lender

Name	ST CHARLES BK&TR
Type	Bank
Address	ST CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2090 LARKIN AVE, ELGIN, IL 60123-5845
Document Number	0000009192
Instrument Date	Feb 24, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2090 LARKIN AVE ELGIN IL 601235845, ELGIN, IL 60123-5845

Mortgage

Document Number	0000009192
Date	Mar 8, 2019
Instrument	9192

Lender

Name	ST CHARLES BK&TR
Type	Bank
Address	ST CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36,951.00 (-9.69%)
2024		$500,000 (+5.96%) Land $92,277 Building $407,723	$1,500,600 (+6%) Land $276,942 Building $1,223,658
2022	$40,917.00 (+3.96%)	$471,877 (+6.96%) Land $76,014 Building $395,863	$1,415,631 (+6.96%) Land $228,042 Building $1,187,589
2021	$39,360.00	$441,172 Land $71,068 Building $370,104	$1,323,516 Land $213,204 Building $1,110,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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