St. Charles County property record for 2077 Flatwoods Rd, O Fallon, MO 63366
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 2 ba · 3,425 sqft · built 2004 |
| Lot Size | 4.58 acres (199,940 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,070 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T020300296 |
| Primary APN | T020300296 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,425 sqft Gross Area |
| 1st Floor Area | 1,525 sqft |
| Basement Area | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 199,940 sqft |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 292 sqft |
| Account Number | T020300296 |
|---|---|
| Street Address | 2077 FLATWOODS RD |
| City | O FALLON |
| State | MO |
| Zip | 63366-5217 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | PT LOT 4 PT SUR 754 |
| Legal Subdivision | MACKAYS PARTITION WITHIN US S |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 312001 |
2077 Flatwoods Rd, an agricultural property, is owned by two individuals who acquired it in May 2001.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2077 FLATWOODS RD, O FALLON, MO 63366-5217 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Apr 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 23, 2001 |
| Transfer Doc | 0000040830 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2077 FLATWOODS RD, O FALLON, MO 63366-5217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2077 FLATWOODS RD, O FALLON, MO 63366-5217 |
| Document Number | 2021R025981 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021R-025981 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2077 FLATWOODS RD, O FALLON, MO 63366-5217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067282207 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 6728/2207 |
| Instrument | 20170417000228830 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2032 |
The 2025 property tax bill for 2077 Flatwoods Rd was $3,070.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,344 (-) | $302,255 (-) Land $33,015 Building $269,240 | |
| 2025 | $3,070.00 | $57,344 | $302,255 Land $33,015 Building $269,240 |
| 2023 | $53,907 | ||
| 2022 | $284,170 Land $33,015 Building $251,155 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2077 Flatwoods Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 25 (1982–2015) |
| Claims Outside the SFHA | 1 of 25 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2077 Flatwoods Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
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