2090 Cross St, Seaside, CA 93955 Property Records

Monterey County property record for 2090 Cross St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,145 sqft · built 1952
Lot Size	0.342 acres (14,888 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Aug 1996)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`011-042-001-000`

Property Details

APN / Parcel Number

Primary APN	`011-042-001-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,145 sqft Living Area
1st Floor Area	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,888 sqft (0.342 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2090 CROSS ST
City	SEASIDE
State	CA
Zip	93955-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP OF ORD TERRACE NO 2 LOT 1 BLK 17
Legal Subdivision	MAP OF ORD TERRACE NO 2
Legal Block	17
Legal Lot Number	1
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1012
Census Tract	13900

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2090 CROSS ST, SEASIDE, CA 93955-3345
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 1996 · Amount on Record
Deed Sale	Aug 1, 1996 · Amount on Record
Deed Document Number	199645262
Deed Book / Page	3402 / 96
Last Transfer Date	Apr 12, 2016
Transfer Doc	0000020859
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2090 CROSS ST, SEASIDE, CA 93955-3345
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	TITLE 500 INC, TITLE 365 INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 CROSS ST, SEASIDE, CA 93955-3345

Mortgage

Document Number	0000027917
Date	Apr 19, 2021
Instrument	2021027917

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2090 CROSS ST, SEASIDE, CA 93955-3345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053839
Date	Nov 27, 2018
Instrument	2018053839

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2090 CROSS ST, SEASIDE, CA 93955-3345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028689
Date	Jun 16, 2020
Instrument	2020028689

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,460 (+220.88%) Land $321,303 Building $369,157
2025	$2,419.00 (+2.72%) Homeowner's exemption	$215,178 (+4.04%) Land $27,015 Building $188,163
2023	$2,355.00 (+1.42%) Homeowner's exemption	$206,824 Land $25,967 Building $180,857
2022	$2,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum, Verizon.

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