2085 Cross St, Seaside, CA 93955 Property Records

Monterey County property record for 2085 Cross St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,692 sqft · built 1950
Lot Size	0.209 acres (9,099 sqft)
Owner	2 Company Names on Record
Last Sale	$945,000 (Oct 2020)
Tax Bill	$11,636 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`011-032-003-000`

Property Details

APN / Parcel Number

Primary APN	`011-032-003-000`
Alternative APN	`011-032-003`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	2,692 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	9,099 sqft (0.209 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	011-032-003
Street Address	2085 CROSS ST
City	SEASIDE
State	CA
Zip	93955-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MP OF ORD TERRACE NO 2 LOT 13 BLK 15A
Legal Subdivision	MP OF ORD TERRACE NO 2
Legal Block	15A
Legal Lot Number	13
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1013
Census Tract	13900

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 1596, SEASIDE, CA 93955-1596
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 8, 2020	Grant Deed, Transfer · Conventional Mortgage CHAZEN LAWRENCE J TRUST (RT)
Aug 25, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 12, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	202054311
Last Transfer Date	Jul 9, 2024
Transfer Doc	0000023927
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2085 CROSS ST, SEASIDE, CA 93955-3305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014803
Date	Mar 25, 2020
Instrument	2020014803

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 8, 2020
Property Address	2085 CROSS ST, SEASIDE, CA 93955-3305
Document Number	0000054311
Instrument Date	Oct 5, 2020
Instrument	54311
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1596 SEASIDE CA 939551596, SEASIDE, CA 93955-1596

Mortgage

Document Number	54312
Date	Oct 8, 2020
Instrument	54312

Lender

Name	CHAZEN LAWRENCE J TRUST (RT)
Address	PO BOX 3758, CARMEL, CA 93921-3758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 25, 2017
Property Address	2085 CROSS ST, SEASIDE, CA 93955-3305
Document Number	0000045842
Map Reference	VOL5 PG32
Instrument Date	Aug 24, 2017
Instrument	2017045842
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2085 CROSS ST, SEASIDE, CA 93955-3305

Mortgage

Document Number	0000045843
Date	Aug 25, 2017
Instrument	2017045843

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTEREY CA
Recording Date	May 12, 2017
Property Address	2085 CROSS ST, SEASIDE, CA 93955-3305
Document Number	0000025341
Instrument Date	May 4, 2017
Instrument	25341
Transaction Type	Foreclosure
Record Updated	May 19, 2017

Transaction

Amount	Amount Recorded
Tax	$639.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,043,130 (+2%) Land $496,834 Building $546,296
2025	$11,636.00 (+8.09%)	$1,022,678 (+4.04%) Land $487,093 Building $535,585
2023	$10,765.00 (+1.38%)	$982,969 Land $468,180 Building $514,789
2022	$10,618.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum, Verizon.

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