209 Willis Rd, Franklin, VA 23851 Property Records

Franklin City property record for 209 Willis Rd, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 2003
Lot Size	0.501 acres (21,824 sqft)
Owner	Individual Name on Record
Tax Bill	$2,836 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2018 Second Mortgage
APN	`037 212 45`

Property Details

APN / Parcel Number

Primary APN	`037 212 45`
Alternative APN	`3571`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	1,596 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,824 sqft (0.501 acres)
Terrain	Rolling
Garage Area	352 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	88 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3571
Street Address	209 WILLIS RD
City	FRANKLIN
State	VA
Zip	23851-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ROA
Legal Description	0 501 ACRES LOT 45 JOYNER FARM PHASE 1 SECTION 1 WILLIS ROAD 037-(212)-45
Legal Subdivision	JOYNER FARM
Legal Phase	1
Legal Lot Number	45
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3005
Census Tract	90100

Owner

Source: Franklin City records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 WILLIS RD, FRANKLIN, VA 23851-2922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage BRONCO FEDERAL CREDIT UNION
Nov 14, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BRONCO FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Recording Date	May 19, 2026
Property Address	209 WILLIS RD, FRANKLIN, VA 23851-2922
Document Number	0000001397
Instrument Date	May 14, 2026
Instrument	20261397
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 WILLIS RD, FRANKLIN, VA 23851-2922

Mortgage

Document Number	0000001397,
Date	May 19, 2026
Instrument	20261397

Lender

Name	BRONCO FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Property Address	209 WILLIS RD, FRANKLIN, VA 23851-2922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180002694
Date	Nov 14, 2018
Instrument	180002694

Lender

Name	BRONCO FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,836.00 (+65.56%)	$275,400 (+31.21%) Land $55,000 Building $220,400	$275,400 (+31.21%) Land $55,000 Building $220,400
2023		$209,900 Land $42,100 Building $167,800	$209,900 Land $42,100 Building $167,800
2019	$1,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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