209 W 32nd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 209 W 32nd St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1924
Lot Size	0.099 acres (4,330 sqft)
Owner	Individual Name on File
Last Sale	$115,700 (Aug 2021)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Aug 2021 Sale Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-03-002.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-03-002.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Finished Area
Gross Area	1,232 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,330 sqft (0.099 acres)
Lot Dimensions	100 ft deep x 43.3 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	209 W 32ND ST
City	COVINGTON
State	KY
Zip	41015-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEHON LOT 94 & PT LOT 93 43.33'X 100' SS W 32ND ST
Legal Subdivision	SEHON
Legal Lot Number	94,93
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2009
Census Tract	61400

Owner

209 W 32nd St is owned and occupied by an individual who bought it in August 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	209 W 32ND ST, COVINGTON, KY 41015-1108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed, Transfer E-PERFORMANCE TITLE, PERFORMANCE TITLE
Mar 28, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG
Mar 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Mar 28, 2018 · Amount on File
Deed Document Number	20215900158
Deed Book / Page	113 / 747
Prior Transfer Date	Mar 10, 2018
Prior Transfer Doc	0005900258
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 26, 2021
Property Address	209 W 32ND ST, COVINGTON, KY 41015-1108
Document Number	0005900158
Book / Page	113 / 747
Map Reference	PL 301
Instrument Date	Aug 9, 2021
Instrument	21082605900158
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	E-PERFORMANCE TITLE, PERFORMANCE TITLE

Transaction

Amount	Amount on Record
Tax	$116.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 W 32ND ST, 209, COVINGTON, KY 41015-1108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 RANSOM DR, UNION, KY 41091-9513

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 28, 2018
Property Address	209 W 32ND ST, COVINGTON, KY 41015-1108
Document Number	0000000155
Book / Page	0C6378 / 000280
Instrument Date	Mar 23, 2018
Instrument	155
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	PRIORITY NATIONAL TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 W 32ND ST COVINGTON KY 410151108, COVINGTON, KY 41015-1108

Mortgage

Document Number	157
Date	Mar 28, 2018
Book Page	0C6378/000283
Instrument	157

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 12, 2018
Property Address	209 W 32ND ST, COVINGTON, KY 41015-1108
Document Number	0000000258
Book / Page	0C6369 / 000231
Instrument Date	Mar 10, 2018
Instrument	258
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	209 W 32ND ST COVINGTON KY 410151108, COVINGTON, KY 41015-1108

Tax Assessment & Valuation

The 2025 property tax bill for 209 W 32nd St was $1,325.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,700 (+4.7%) Land $10,000 Building $94,700	$104,700 (+4.7%) Land $10,000 Building $94,700
2025	$1,325.00	$100,000 Land $5,000 Building $95,000	$100,000 Land $5,000 Building $95,000
2023	$1,332.00	$100,000 Land $5,000 Building $95,000	$100,000 Land $5,000 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 W 32nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 209 W 32nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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