207 W 32nd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 207 W 32nd St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 736 sqft · built 1894
Lot Size	0.076 acres (3,330 sqft)
Owner	Individual Name on Record
Last Sale	$27,500 (Aug 2025)
Tax Bill	$1,436 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`056-13-03-003.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-03-003.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	736 sqft Finished Area
Gross Area	993 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	3,330 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33.3 ft wide
Garage Type	Detached
Garage Area	121 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	207 W 32ND ST
City	COVINGTON
State	KY
Zip	41015-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEHON LOT 95 & PT LOT 96 33.33'X 100' SS W 32ND ST
Legal Subdivision	SEHON
Legal Tract	2
Legal Lot Number	95,96
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2009
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 W 32ND ST, COVINGTON, KY 41015-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Nov 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Deed Document Number	2025155
Deed Book / Page	357 / 914
Prior Transfer Date	Jul 31, 2025
Prior Transfer Doc	0005900155
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	207 W 32ND ST, COVINGTON, KY 41015-1108
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900029
Date	Oct 29, 2025
Book Page	KCM 701/409
Instrument	25102905900029

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 15, 2055

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Nov 22, 2019
Property Address	207 W 32ND ST, COVINGTON, KY 41015-1108
Document Number	0000000186
Book / Page	0C6808 / 000244
Instrument Date	Nov 14, 2019
Instrument	186
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3360 GREENVILLE RD DRY RIDGE KY 410358403, DRY RIDGE, KY 41035-8403

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,400 (-) Land $10,000 Building $98,400	$108,400 (-) Land $10,000 Building $98,400
2025	$1,436.00 (-0.49%)	$108,400 (-) Land $5,000 Building $103,400	$108,400 (-) Land $5,000 Building $103,400
2023	$1,443.00	$108,400 Land $5,000 Building $103,400	$108,400 Land $5,000 Building $103,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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