209 W 10th St, Covington, KY 41011 Property Records

Kenton County property record for 209 W 10th St, Covington, KY 41011 · Last verified December 2025

Property Summary

Property TypeDuplex
Details3 bd · 3 ba · 1,530 sqft
Lot Size0.029 acres (1,300 sqft)
OwnerIndividual Name on File
Last Sale$142,500 (Jun 2021)
Tax Bill$1,888 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054-22-31-003.00

Property Details

APN / Parcel Number

Primary APN054-22-31-003.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories3 Stories
Building Area1,530 sqft Finished Area

Exterior

Exterior MaterialBrick
Foundation TypeStone
Lot Area1,300 sqft (0.029 acres)
Lot Dimensions50 ft deep x 26 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0542231003.00
Street Address209 W 10TH ST
CityCOVINGTON
StateKY
Zip41011-3088
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description26X50 PT LOT 484 BAP 1ST
Legal SubdivisionWESTERN BAPTIST THEO INST
Legal Phase1ST
Legal Lot Number484
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1006
Census Tract60700

Owner

Source: Kenton County records · APN 054-22-31-003.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address902 BANKLICK ST, COVINGTON, KY 41011-3029
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2021Deed of Trust, Mortgage · Commercial Mortgage
REPUBLIC BANK & TRUST CO
Jun 24, 2021Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2021 · Amount on Record
Deed SaleJun 24, 2021 · Amount on Record
Prior SaleMay 02, 2005 · Amount on Record
Deed Document Number0000099957
Deed Book / Page99 / 957
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address209 W 10TH ST, COVINGTON, KY 41011-3088
Transaction TypeMortgage
Record UpdatedJan 08, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 BANKLICK ST, COVINGTON, KY 41011-3029

Mortgage

Document Number0005900325
DateDec 01, 2021
Book Page309/160
Instrument21120105900325
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueDec 01, 2031

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJun 24, 2021
Property Address209 W 10TH ST, COVINGTON, KY 41011-3088
Document Number0005900137
Book / Page99 / 957
Instrument DateJun 23, 2021
Instrument21062405900137
Transaction TypeTransfer
Record UpdatedJan 08, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address902 BANKLICK ST, COVINGTON, KY 41011-3029

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2007 CALVIN CLIFF ST, CINCINNATI, OH 45206-2805

Mortgage

Document Number0005900138
DateJun 24, 2021
Book Page235/329
Instrument21062405900138
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,888.00 (-0.53%)$142,500 (-) Land $5,000 Building $137,500$142,500 (-) Land $5,000 Building $137,500
2023$1,898.00$142,500 Land $5,000 Building $137,500$142,500 Land $5,000 Building $137,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Seminary Square Historic District
listed 1980 · 128 contributing resources · NRIS 80001647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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