Kenton County property record for 131 W 10th St, Covington, KY 41011 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Square Footage | 2,673 sqft Finished Area |
| Lot Size | 2,430 sqft (0.055 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $445,000 (2023) |
| Tax Bill | $5,896.00 (2025) |
| Primary APN | 054-22-37-002.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,673 sqft Finished Area |
| Gross Area | 2,708 sqft Gross Area |
| Stories | 2 Stories |
| Exterior Material | Brick Exterior |
|---|---|
| Foundation Type | Stone Foundation |
| Roof Material | Metal Roof |
| Lot Area | 2,430 sqft (0.055 acres) |
| Depth X Width | 90 ft x 27 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Old Parcel Number | 0542237002.00 |
|---|---|
| Street Address | 131 W 10TH ST |
| City | COVINGTON |
| State | KY |
| Zip | 41011-3036 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT UNNUM LOT BAP 1ST 67FT E RUSSELL AVE BEING 27X90' |
| Legal Subdivision | COLLEGE SQUARE/WESTERN BAPTIST |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 60700 |
Source: Kenton County records · APN 054-22-37-002.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 131 W 10TH ST, COVINGTON, KY 41011-3036 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Aug 29, 2023 | Survivorship Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on Record |
| Deed Sale | Aug 29, 2023 · Amount on Record |
| Prior Sale | Jun 13, 2016 · Amount on Record |
| Deed Doc Number | 0000243821 |
| Deed Book / Page | 243 / 821 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 131 W 10TH ST, COVINGTON, KY 41011-3036 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2026 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMER HOMELAND TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 131 W 10TH ST, COVINGTON, KY 41011-3036 |
| Document Number | 0005900107 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | KCM 717/770 |
| Instrument | 25121705900107 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2046 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 29, 2023 |
| Property Address | 131 W 10TH ST, COVINGTON, KY 41011-3036 |
| Document Number | 0005900190 |
| Book / Page | KC 243 / 821 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 23082905900190 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1472 ROLLING MEADOWS CT, UNION, KY 41091-8289 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 131 W 10TH ST, COVINGTON, KY 41011-3036 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900191 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | KCM 487/815 |
| Instrument | 23082905900191 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,896.00 (+50.83%) | $445,000 (+51.62%) Land $5,000 Building $440,000 | $445,000 (+51.62%) Land $5,000 Building $440,000 |
| 2023 | $3,909.00 (+0.83%) | $293,500 (-) Land $5,000 Building $288,500 | $293,500 (-) Land $5,000 Building $288,500 |
| 2022 | $3,877.00 | $293,500 Land $5,000 Building $288,500 | $293,500 Land $5,000 Building $288,500 |
131 W 10th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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