209 Topsail Watch Dr, Hampstead, NC 28443 Property Records

Pender County property record for 209 Topsail Watch Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 2021
Lot Size	0.526 acres (22,913 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,653 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`4224-57-7599-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-57-7599-0000`
Alternative APNs	`000036296` `33110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	1,900 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	22,913 sqft (0.526 acres)
Lot Dimensions	164 ft deep x 140 ft wide
Pool Area	264 sqft
Patio Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000036296
Street Address	209 TOPSAIL WATCH DR
City	HAMPSTEAD
State	NC
Zip	28443-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	LOT 35 PB 22/91 TOPSAIL WATCH
Legal Subdivision	TOPSAIL WATCH
Legal Lot Number	35
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2034
Census Tract	920104

Owner

209 Topsail Watch Dr is owned by two individuals who acquired it in March 2022.

Source: Pender County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	168 BAHAMA DR, HAMPSTEAD, NC 28443-2891
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Correction Deed · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jun 4, 2021	Warranty Deed, Construction Loan · Construction Mortgage HOMESIDE FINANCIAL LLC
Jun 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022
Deed Sale	Mar 17, 2022
Prior Sale	Jun 4, 2021 · Amount on File
Deed Document Number	202220099322
Deed Book / Page	4782 / 2131
Record Updated	Sep 20, 2026

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	PENDER NC
Recording Date	Mar 17, 2022
Property Address	209 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443-2727
Document Number	0047822131
Book / Page	4782 / 2131
Map Reference	MB 27 PG 88A-88D
Instrument Date	Feb 18, 2022
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1477, HAMPSTEAD, NC 28443-1477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 BAHAMA DR, HAMPSTEAD, NC 28443-2891

Mortgage

Document Number	0047822134
Date	Mar 17, 2022
Instrument	4782/2134

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	363 Months
Due	Jun 15, 2052

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 4, 2021
Property Address	209 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443-2727
Document Number	0047541881
Book / Page	4754 / 1881
Map Reference	MB 22 PG 88A-88D
Instrument Date	Jun 4, 2021
Transaction Type	Construction Loan
Record Updated	Nov 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1477, HAMPSTEAD, NC 28443-1477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 BAHAMA DR, HAMPSTEAD, NC 28443-2891

Mortgage

Document Number	0047541884
Date	Jun 4, 2021
Instrument	4754/1884

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jun 15, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 30, 2020
Property Address	209 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443-2727
Document Number	0047160784
Book / Page	004716 / 000784
Instrument Date	Mar 12, 2020
Instrument	20065599
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1477 HAMPSTEAD NC 284431477, HAMPSTEAD, NC 28443-1477

Tax Assessment & Valuation

The 2025 property tax bill for 209 Topsail Watch Dr was $2,653.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,653.00	$489,292 Land $32,913 Building $456,379	$489,292 Land $32,913 Building $456,379
2023		$263,854 (+65.18%) Land $14,965 Building $248,889	$263,854 (+65.18%) Land $14,965 Building $248,889
2022	$1,337.00	$159,739 Land $14,965 Building $144,774	$159,739 Land $14,965 Building $144,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Topsail Watch Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Topsail Watch Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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