208 Topsail Watch Dr, Hampstead, NC 28443 Property Records

Pender County property record for 208 Topsail Watch Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,350 sqft · built 2022
Lot Size	0.492 acres (21,432 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Jun 2020)
Tax Bill	$2,948 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`4224-67-0642-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-67-0642-0000`
Alternative APNs	`000049710` `34055`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,350 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Lot Area	21,432 sqft (0.492 acres)
Lot Dimensions	180 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000049710
Street Address	208 TOPSAIL WATCH DR
City	HAMPSTEAD
State	NC
Zip	28443-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	LOT 31 PB 27/88 TOPSAIL WATCH
Legal Subdivision	TOPSAIL WATCH
Legal Lot Number	31
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2034
Census Tract	920104

Owner

Source: Pender County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443-2726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ARCHOME LLC
Feb 24, 2022	Deed of Trust, Mortgage HOLLOWAY ACQUISTIONS LLC
Oct 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC
Dec 29, 2022	Quit Claim Deed, Transfer · Commercial Mortgage BLUE GATE CAPITAL
Jun 9, 2020	Warranty Deed, Transfer · Conventional with PMI MUREX INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2020 · Amount on Record
Deed Sale	Jun 9, 2020 · Amount on Record
Prior Sale	Jan 31, 1992 · Amount on Record
Deed Book / Page	4714 / 646
Last Transfer Date	Dec 29, 2022
Transfer Doc	0048040951
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 5, 2026
Property Address	208 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443-2726
Document Number	0020161961
Book / Page	4904 / 2253
Instrument Date	Oct 5, 2026
Instrument	202620161961
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443-2726

Mortgage

Document Number	0020161969,
Date	Oct 5, 2026
Book Page	4904/2310
Instrument	202620161969

Lender

Name	ARCHOME LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	208 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 E STOCKTON PI, HAMPSTEAD, NC 28443

Mortgage

Document Number	0047801537
Date	Feb 24, 2022
Book Page	4780/1537

Lender

Name	HOLLOWAY ACQUISTIONS LLC
Type	Non-Lending Institution
Address	SNEADS FERRY, NC 28460

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2023

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	208 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048232379
Date	Oct 24, 2023
Book Page	4823/2379

Lender

Name	BPL MORTGAGE TRUST LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Dec 29, 2022
Property Address	208 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443
Document Number	0048040951
Book / Page	4804 / 951
Map Reference	MB 27 PG 88A-88D
Instrument Date	Dec 29, 2022
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5508 WOODLEY CT, HOLLY SPRINGS, NC 27540-9110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5508 WOODLEY CT, HOLLY SPRINGS, NC 27540-9110

Mortgage

Document Number	0048041026
Date	Dec 29, 2022
Instrument	4804-1026

Lender

Name	BLUE GATE CAPITAL
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 9, 2020
Property Address	208 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443-2726
Document Number	0047140646
Book / Page	004714 / 000646
Instrument Date	Jun 5, 2020
Instrument	20064587
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E STOCKTON PL HAMPSTEAD NC 284438848, HAMPSTEAD, NC 28443-8848

Mortgage

Document Number	47140649
Date	Jun 9, 2020
Book Page	004714/000649
Instrument	20064588

Lender

Name	MUREX INC
Address	PO BOX 430, VALDESE, NC 28690-0430

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Jun 8, 2023

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,948.00 (+1,754.09%)	$612,133 (+216.85%) Land $32,046 Building $580,087	$612,133 (+216.85%) Land $32,046 Building $580,087
2023		$193,194 (+917.61%) Land $15,025 Building $178,169	$193,194 (+917.61%) Land $15,025 Building $178,169
2022	$159.00	$18,985 Land $15,025 Building $3,960	$18,985 Land $15,025 Building $3,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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