209 Surrey Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 209 Surrey Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,128 sqft · built 1971
Lot Size	0.536 acres (23,348 sqft)
Owner	Individual Name on File
Last Sale	$293,000 (Apr 2013)
Tax Bill	$5,377 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060D0-00-0A-01500`

Property Details

APN / Parcel Number

Primary APN	`060D0-00-0A-01500`
Alternative APN	`22078`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,128 sqft Finished Area
Basement Area	1,064 sqft
Finished Basement	920 sqft
Unfinished Basement	144 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	23,348 sqft (0.536 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	246 sqft
Deck Area	227 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	209 SURREY RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	CANTERBURY HILLS 4 A 15
Legal Subdivision	CANTERBURY HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	3
Census Block	3001
Census Tract	10801

Owner

209 Surrey Rd is owned and occupied by an individual who bought it in April 2013.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	209 SURREY RD, CHARLOTTESVILLE, VA 22901-2225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS LLC
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage UVA CMNTY CU
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2013 · Amount on File
Deed Sale	Apr 10, 2013 · Amount on File
Deed Document Number	20134946
Deed Book / Page	4331 / 488
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	209 SURREY RD, CHARLOTTESVILLE, VA 22901-2225
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500008521
Date	Sep 10, 2025
Instrument	202500008521

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	209 SURREY RD, CHARLOTTESVILLE, VA 22901-2225
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5628/185
Date	Oct 22, 2021
Book Page	5628/185
Instrument	2021-00017752

Lender

Name	MEMBER OPTIONS LLC
Type	Non-Lending Institution
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	209 SURREY RD, CHARLOTTESVILLE, VA 22901-2225
Document Number	0000006381
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SURREY RD CHARLOTTESVILLE VA 229012225, CHARLOTTESVILLE, VA 22901-2225

Mortgage

Document Number	0000006381
Date	Jun 24, 2019
Book Page	005182/000574
Instrument	6381

Lender

Name	UVA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 23, 2029

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	209 SURREY RD, CHARLOTTESVILLE, VA 22901-2225
Document Number	0000010867
Book / Page	004961 / 000054
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 SURREY RD CHARLOTTESVILLE VA 229012225, CHARLOTTESVILLE, VA 22901-2225

Mortgage

Document Number	0000010867
Date	Sep 19, 2017
Book Page	004961/000054
Instrument	10867

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 18, 2037

Interest

Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 209 Surrey Rd was $5,377, up 2.7% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,377.00 (+2.67%)	$601,400 Land $185,500 Building $415,900	$601,400 Land $185,500 Building $415,900
2025	$5,237.00
2023	$4,682.00	$548,300 Land $185,500 Building $362,800	$548,300 Land $185,500 Building $362,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Surrey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Surrey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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