206 Surrey Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 206 Surrey Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,855 sqft · built 1971
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,142 (2026)
Deeds & Mortgages	Nov 2022 Transfer Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`060D0-00-0A-01300`

Property Details

APN / Parcel Number

Primary APN	`060D0-00-0A-01300`
Alternative APN	`22074`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,855 sqft Finished Area
Basement Area	1,421 sqft
Finished Basement	1,015 sqft
Unfinished Basement	406 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Deck Area	520 sqft
Patio Area	520 sqft
Storage Building	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	206 SURREY RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	CANTERBURY HILLS 4 A 13
Legal Subdivision	CANTERBURY HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	3
Census Block	3001
Census Tract	10801

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	206 SURREY RD, CHARLOTTESVILLE, VA 22901-2226
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Intrafamily Transfer, Transfer
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 31, 2022
Transfer Doc	0000012502
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 1, 2022
Property Address	206 SURREY RD, CHARLOTTESVILLE, VA 22901-2226
Document Number	202200012502
Map Reference	MB 454 PG 148&149
Instrument Date	Oct 31, 2022
Instrument	202200012502
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	206 SURREY RD, CHARLOTTESVILLE, VA 22901-2226

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	206 SURREY RD, CHARLOTTESVILLE, VA 22901-2226
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5564/508
Date	Jun 28, 2021
Book Page	5564/508
Instrument	2021-00011258

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Interest

Rate	1.99%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	206 SURREY RD, CHARLOTTESVILLE, VA 22901-2226
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5489/156
Date	Mar 1, 2021
Book Page	5489/156
Instrument	2021-00003557

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	206 SURREY RD, CHARLOTTESVILLE, VA 22901-2226
Document Number	0000011348
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 SURREY RD CHARLOTTESVILLE VA 229012226, CHARLOTTESVILLE, VA 22901-2226

Mortgage

Document Number	0000011348
Date	Aug 25, 2020
Book Page	005374/000427
Instrument	11348

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 24, 2035

Interest

Rate	1.99%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	206 SURREY RD, CHARLOTTESVILLE, VA 22901-2226
Document Number	0000010225
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 SURVEY RD CHARLOTTESVILLE VA 22901, CHARLOTTESVILLE, VA 22901

Mortgage

Document Number	0000010225
Date	Sep 19, 2019
Book Page	005219/000448
Instrument	10225

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 18, 2034

Interest

Rate	2.99%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	206 SURREY RD, CHARLOTTESVILLE, VA 22901-2226
Document Number	0000004281
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 SURVEY RD CHARLOTTESVILLE VA 22901, CHARLOTTESVILLE, VA 22901

Mortgage

Document Number	0000004281
Date	May 6, 2019
Book Page	005163/000200
Instrument	4281

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2034

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,142.00 (-1.1%)	$687,000 (+10.4%) Land $175,000 Building $512,000	$687,000 (+10.4%) Land $175,000 Building $512,000
2025	$6,210.00 (+16.86%)
2023	$5,314.00	$622,300 Land $175,000 Building $447,300	$622,300 Land $175,000 Building $447,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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