209 Shearwater Dr, Hampstead, NC 28443 Property Records

Pender County property record for 209 Shearwater Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,946 sqft · built 1992
Lot Size	0.463 acres (20,168 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (May 2020)
Tax Bill	$2,915 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4202-38-3332-0000`

Property Details

APN / Parcel Number

Primary APN	`4202-38-3332-0000`
Alternative APNs	`000027305` `3401`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,946 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	20,168 sqft (0.463 acres)
Lot Dimensions	182 ft deep x 140 ft wide
Porch	Porch
Porch Area	155 sqft
Deck Area	415 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000027305
Street Address	209 SHEARWATER DR
City	HAMPSTEAD
State	NC
Zip	28443-2480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 80 PB 20/30 OLDE POINT
Legal Subdivision	OLDE POINT
Legal Lot Number	80
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3016
Census Tract	920202

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	209 SHEARWATER DR, HAMPSTEAD, NC 28443-2480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 8, 2020	Warranty Deed, Transfer · Conventional with PMI PENNYMAC
Apr 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2020 · Amount on Record
Deed Sale	May 8, 2020 · Amount on Record
Prior Sale	Jul 19, 1991 · Amount on Record
Deed Book / Page	4711 / 827
Prior Transfer Date	Apr 11, 2020
Prior Transfer Doc	0047091092
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	209 SHEARWATER DR, HAMPSTEAD, NC 28443-2480
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048011476
Date	Nov 15, 2022
Book Page	4801/1476

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WILMINGTON, NC 28404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 8, 2020
Property Address	209 SHEARWATER DR, HAMPSTEAD, NC 28443-2480
Document Number	0047110827
Book / Page	004711 / 000827
Instrument Date	May 1, 2020
Instrument	20063209
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$614.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SHEARWATER DR HAMPSTEAD NC 284432480, HAMPSTEAD, NC 28443-2480

Mortgage

Document Number	47110831
Date	May 8, 2020
Book Page	004711/000831
Instrument	20063210

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 16, 2020
Property Address	209 SHEARWATER DR, HAMPSTEAD, NC 28443-2480
Document Number	0047091092
Book / Page	004709 / 001092
Instrument Date	Apr 16, 2020
Instrument	20062306
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SHEARWATER DR HAMPSTEAD NC 284432480, HAMPSTEAD, NC 28443-2480

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 7, 2020
Property Address	209 SHEARWATER DR, HAMPSTEAD, NC 28443-2480
Document Number	0047081752
Book / Page	004708 / 001752
Instrument Date	Apr 7, 2020
Instrument	20061931
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 W 42ND ST CHICAGO IL 606092713, CHICAGO, IL 60609-2713

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,915.00 (+14.18%)	$675,243 (+130.03%) Land $130,452 Building $544,791	$675,243 (+130.03%) Land $130,452 Building $544,791
2023		$293,548 (-) Land $84,938 Building $208,610	$293,548 (-) Land $84,938 Building $208,610
2022	$2,553.00	$293,548 Land $84,938 Building $208,610	$293,548 Land $84,938 Building $208,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	52 (1996–2020)
Claims Outside the SFHA	38 of 52
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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