203 Shearwater Dr, Hampstead, NC 28443 Property Records

Pender County property record for 203 Shearwater Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,143 sqft · built 2015
Lot Size	0.462 acres (20,125 sqft)
Owner	2 Individual Names on File
Last Sale	$294,500 (Aug 2015)
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4202-38-2462-0000`

Property Details

APN / Parcel Number

Primary APN	`4202-38-2462-0000`
Alternative APNs	`400967993` `967993`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,143 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	20,125 sqft (0.462 acres)
Porch	Porch
Porch Area	268 sqft
Lean-To	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400967993
Old Parcel Number	4202 38 2462 0000
Street Address	203 SHEARWATER DR
City	HAMPSTEAD
State	NC
Zip	28443-2480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LT 79 PB 20/30 OLDE POINT
Legal Subdivision	OLDE POINT
Legal Lot Number	79
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3016
Census Tract	920202

Owner

203 Shearwater Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Pender County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 SHEARWATER DR, HAMPSTEAD, NC 28443-2480
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2015 · Amount on File
Deed Sale	Aug 25, 2015 · Amount on File
Prior Sale	Aug 31, 2005 · Amount on File
Deed Document Number	0028304605
Deed Book / Page	2830 / 4605
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	203 SHEARWATER DR, HAMPSTEAD, NC 28443-2480
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046832315
Date	Apr 30, 2019
Book Page	4683/2315

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	203 SHEARWATER DR, HAMPSTEAD, NC 28443-2480
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047781706
Date	Feb 2, 2022
Book Page	4778/1706

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 203 Shearwater Dr was $3,173.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,173.00	$579,646 Land $130,248 Building $449,398	$579,646 Land $130,248 Building $449,398
2023		$321,473 (-) Land $84,851 Building $236,622	$321,473 (-) Land $84,851 Building $236,622
2022	$2,786.00	$321,473 Land $84,851 Building $236,622	$321,473 Land $84,851 Building $236,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Shearwater Dr in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	52 (1996–2020)
Claims Outside the SFHA	38 of 52
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Shearwater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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