St. Johns County property record for 209 Sea Turtle Way, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,327 sqft · built 1998 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Aug 2019) |
| Tax Bill | $7,846 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 148846-0050 |
| Primary APN | 148846-0050 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,327 sqft Living Area |
| Gross Area | 4,269 sqft |
| 1st Floor Area | 3,327 sqft |
| Basement Area | 1,358 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 440 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 748 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 209 SEA TURTLE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 15/1-9 PORPOISE POINT LOT 5 BLK 6 OR4781/1200 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 08 |
| Legal Subdivision | PORPOISE POINT |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20603 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 SEA TURTLE WAY, SAINT AUGUSTINE, FL 32084-2963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit VYSTAR CREDIT UNION |
| Oct 6, 2020 | Deed of Trust, Mortgage · VA Mortgage KS STATEBANK |
| Aug 20, 2019 | Warranty Deed, Transfer · VA Mortgage KS STATEBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on Record |
| Deed Sale | Aug 20, 2019 · Amount on Record |
| Prior Sale | Feb 2, 2004 · Amount on Record |
| Deed Document Number | 201961578 |
| Deed Book / Page | 4781 / 1200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 13, 2026 |
| Property Address | 209 SEA TURTLE WAY, SAINT AUGUSTINE, FL 32084-2963 |
| Document Number | 0000040880 |
| Book / Page | 6362 / 1003 |
| Instrument Date | May 7, 2026 |
| Instrument | 202640880 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 209 SEA TURTLE WAY, SAINT AUGUSTINE, FL 32084-2963 |
| Document Number | 0000040880, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 6362/1003 |
| Instrument | 202640880 |
| Name | VYSTAR CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.37% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 209 SEA TURTLE WAY, SAINT AUGUSTINE, FL 32084-2963 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 209 SEA TURTLE WAY, ST AUGUSTINE, FL 32084-2963 |
| Document Number | 0050631002 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 5063/1002 |
| Instrument | 2020087721 |
| Name | KS STATEBANK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 20, 2019 |
| Property Address | 209 SEA TURTLE WAY, SAINT AUGUSTINE, FL 32084-2963 |
| Document Number | 0047811200 |
| Book / Page | 004781 / 001200 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 61578 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2019 |
| Title Company | BLUE OCN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,410.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 209 SEA TURTLE WAY ST AUGUSTINE FL 320842963, ST AUGUSTINE, FL 32084-2963 |
| Document Number | 47811202 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 004781/001202 |
| Instrument | 61579 |
| Name | KS STATEBANK |
|---|---|
| Address | MANHATTAN, KS 66502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $609,067 (+2.7%) | $975,341 (+2.86%) Land $325,000 Building $650,341 | |
| 2025 | $7,846.00 (+11.53%) Homeowner's exemption | $593,055 (+2.9%) | $948,202 (+4.53%) Land $325,000 Building $623,202 |
| 2024 | $7,035.00 (+1.9%) Homeowner's exemption | $576,341 (+3%) | $907,085 (-1.67%) Land $300,000 Building $607,085 |
| 2023 | $6,904.00 (+2.59%) Homeowner's exemption | $559,554 (+3%) | $922,464 (+20.39%) Land $300,000 Building $622,464 |
| 2022 | $6,730.00 Homeowner's exemption | $543,256 | $766,251 Land $224,000 Building $542,251 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 212 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 264 units insured incl. 52 condo units |
| Nearby Flood Claims | 54 (1995–2025) |
| Claims Outside the SFHA | 1 of 54 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOMEOWNERS UTILITIES INC. private · serves 345 people · EPA ID FL2554337 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 13 ppb (2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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