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208 Sea Turtle Way, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 208 Sea Turtle Way, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,174 sqft · built 1985
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$674,900 (Apr 2023)
Tax Bill$5,801 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN148845-0200

Property Details

APN / Parcel Number

Primary APN148845-0200

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,174 sqft Living Area
Gross Area2,905 sqft
1st Floor Area1,159 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area252 sqft
Deck Area65 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address208 SEA TURTLE WAY
CitySAINT AUGUSTINE
StateFL
Zip32084-2962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description15/1-9 PORPOISE POINT LOT 20 BLK 5 OR5741/923 & 6244/1016(Q/C)
Legal Range30E
Legal Township07S
Legal Section08
Legal SubdivisionPORPOISE POINT
Legal Block5
Legal Lot Number20
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1005
Census Tract20603

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address208 SEA TURTLE WAY, SAINT AUGUSTINE, FL 32084-2962
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
VYSTAR CU
Apr 18, 2023Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2023 · Amount on Record
Deed SaleApr 18, 2023 · Amount on Record
Prior SaleSep 1, 2016 · Amount on Record
Deed Document Number202328752
Deed Book / Page5741 / 923
Prior Transfer DateSep 21, 2016
Prior Transfer Doc0042740249
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateOct 23, 2025
Property Address208 SEA TURTLE WAY, SAINT AUGUSTINE, FL 32084-2962
Document Number0062441016
Book / Page6244 / 1016
Map ReferenceMB 15 PG 1
Instrument DateOct 17, 2025
Instrument2025086707
Transaction TypeTransfer
Record UpdatedNov 6, 2025
Title CompanyAMERICAS CHOICE TITLE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address208 SEA TURTLE WAY, ST AUGUSTINE, FL 32084-2962

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 SEA TURTLE WAY, ST AUGUSTINE, FL 32084-2962

Mortgage

Document Number0062441018
DateOct 23, 2025
Book Page6244/1018
Instrument2025086708
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateNov 1, 2030
Change Frequency5 Years
Min Rate At Change2.87%
Max Rate At Change6.87%
Index5-Year CMT
Max Rate9.87%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 18, 2023
Property Address208 SEA TURTLE WAY, SAINT AUGUSTINE, FL 32084-2962
Document Number0057410923
Book / Page5741 / 923
Map ReferenceMB 15 PG 1-9
Instrument DateApr 14, 2023
Instrument2023028752
Transaction TypeTransfer
Record UpdatedNov 6, 2025
Title CompanyUNKNOWN, FLORIDA CLOSING COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,724.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13 TALLWOOD RD, JACKSONVILLE, FL 32250-2964

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 SEA TURTLE WAY, SAINT AUGUSTINE, FL 32084-2962

Mortgage

Document Number0005741925
DateApr 18, 2023
Instrument5741/925
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$539,780 (+22.07%)$625,450 (+4.36%) Land $325,000 Building $300,450
2025$5,801.00 (+11.95%) Homeowner's exemption$442,174 (+2.9%)$599,294 (+5.92%) Land $325,000 Building $274,294
2024$5,182.00 (-31.2%) Homeowner's exemption$429,712 (-24.52%)$565,783 (-0.61%) Land $300,000 Building $265,783
2023$7,532.00 (+226.91%)$569,281 (+184.85%)$569,281 (+12.3%) Land $300,000 Building $269,281
2022$2,304.00 Homeowner's exemption$199,853$506,935 Land $224,000 Building $282,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 212 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies264 units insured
incl. 52 condo units
Nearby Flood Claims54 (1995–2025)
Claims Outside the SFHA1 of 54
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Nicole, Nov 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOMEOWNERS UTILITIES INC.
private · serves 345 people · EPA ID FL2554337
Water SourceGroundwater
Last State InspectionJun 2024
Lead13 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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