209 SE Cortez Ave, Stuart, FL 34994 Property Records

Martin County property record for 209 SE Cortez Ave, Stuart, FL 34994

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,600 sqft · built 1970
Lot Size	0.266 acres (11,587 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Jun 2018)
Tax Bill	$8,015 (2024)
Deeds & Mortgages	Jun 2018 Sale & Mortgage May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-38-41-007-008-00070-7`

Property Details

APN / Parcel Number

Primary APN	`04-38-41-007-008-00070-7`
Alternative APNs	`438410070080007070000` `21440`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,600 sqft Total Area
1st Floor Area	800 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,587 sqft (0.266 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21440
Old Parcel Number	438410070080007070000
Street Address	209 SE CORTEZ AVE
City	STUART
State	FL
Zip	34994-2468
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	HILDABRAD PARK LOT 7 & W 15' OF LOT 8 BLK 8
Legal Range	41E
Legal Township	38S
Legal Section	04
Legal Subdivision	HILDABRAD PARK
Legal Block	8
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1023
Census Tract	800

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1696 NW FORK RD, STUART, FL 34994-9410
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP
May 2, 2017	Grant Deed, Transfer ATTORNEY ONLY
May 2, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	0029982738
Deed Book / Page	2998 / 2738
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 15, 2018
Property Address	209 SE CORTEZ AVE, STUART, FL 34994-2468
Document Number	0029982738
Book / Page	02998 / 2738
Map Reference	MB2 PG64
Instrument Date	Jun 13, 2018
Instrument	2700394
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2895 SE OCEAN BLVD, 2895, STUART, FL 34996-2769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1383 NW SPRUCE RIDGE DR, STUART, FL 34994-9519

Mortgage

Document Number	0002700395
Date	Jun 15, 2018
Instrument	2700395

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	May 2, 2017
Property Address	209 SE CORTEZ AVE, STUART, FL 34994-2468
Document Number	0029220618
Book / Page	002922 / 000618
Instrument Date	Apr 27, 2017
Instrument	2632699
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,890.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2895 SE OCEAN BLVD STUART FL 349962769, STUART, FL 34996-2769

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MARTIN FL
Recording Date	May 2, 2017
Property Address	209 SE CORTEZ AVE, STUART, FL 34994-2468
Document Number	0029220620
Book / Page	002922 / 000620
Instrument Date	Apr 27, 2017
Instrument	2632700
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$454,220 (+16.05%) Land $360,000 Building $94,220	$454,220 (+1.34%) Land $360,000 Building $94,220
2024	$8,015.00 (+5.02%)
2023	$7,632.00 (+12.57%)	$391,386 (+1%)	$448,200 (+18.49%) Land $350,000 Building $98,200
2022	$6,780.00	$355,806	$378,270 Land $303,850 Building $74,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 units insured incl. 15 condo units
Nearby Flood Claims	48 (1979–2022)
Claims Outside the SFHA	34 of 48
Most Recent Claim	Jun 2022 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 23 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream.

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