Frederick County property record for 209 Sandy Spring Ln, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,995 sqft · built 1989 |
| Lot Size | 5.38 acres (234,353 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,267 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-320346 |
| Primary APN | 15-320346 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,995 sqft Living Area |
| 1st Floor Area | 1,635 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 234,353 sqft |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 320346 |
|---|---|
| Street Address | 209 SANDY SPRING LN |
| City | THURMONT |
| State | MD |
| Zip | 21788-1622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | 5.38 ACRES OFF R. 15 |
| Legal Subdivision | BOLLINGER HEIGHTS ADDITION |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 2 |
| Census Block | 2082 |
| Census Tract | 752900 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 209 SANDY SPRING LN, THURMONT, MD 21788-1622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 27, 2024 |
| Transfer Doc | 0168140038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 3, 2024 |
| Property Address | 209 SANDY SPRING LN, THURMONT, MD 21788-1622 |
| Document Number | 0168140038 |
| Book / Page | 16814 / 38 |
| Map Reference | MB 86 PG 171 |
| Instrument Date | Mar 27, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 209 SANDY SPRING LN, THURMONT, MD 21788-1622 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $692,100 (+9.27%) Land $113,500 Building $578,600 | $692,100 (-) Land $113,500 Building $578,600 | |
| 2025 | $7,267.00 (+7.01%) Homeowner's exemption | $633,400 (+22.75%) | $692,100 (+34.13%) Land $113,500 Building $578,600 |
| 2024 | $6,791.00 (+9.62%) | ||
| 2023 | $6,195.00 Homeowner's exemption | $516,000 Land $113,500 Building $402,500 | $516,000 Land $113,500 Building $402,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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