Frederick County property record for 21 Sandy Spring Ln, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,510 sqft · built 1940 |
| Lot Size | 0.195 acres (8,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,400 (Nov 2003) |
| Tax Bill | $3,570 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-355328 |
| Primary APN | 15-355328 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,510 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,498 sqft (0.195 acres) |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Deck Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Account Number | 355328 |
|---|---|
| Street Address | 21 SANDY SPRING LN |
| City | THURMONT |
| State | MD |
| Zip | 21788-1658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 8,498 SQ. FT. SANDY SPRING LANE TOWN OF THURMONT |
| Legal Subdivision | TOWN THURMONT |
| Legal Block | 30 |
| Legal Lot Number | 8 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 753001 |
21 Sandy Spring Ln is owned and occupied by an individual who bought it in November 2003.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 SANDY SPRING LN, THURMONT, MD 21788-1658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2003 · Amount on File |
| Deed Sale | Nov 4, 2003 · Amount on File |
| Deed Document Number | 20038439 |
| Deed Book / Page | 4230 / 60 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 21 Sandy Spring Ln was $3,570.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,700 Land $55,000 Building $197,700 | $252,700 Land $55,000 Building $197,700 | |
| 2025 | $3,570.00 | ||
| 2023 | $2,940.00 | $191,100 Land $52,000 Building $139,100 | $191,100 Land $52,000 Building $139,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Sandy Spring Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 21 Sandy Spring Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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