209 S State St, Lamoni, IA 50140 Property Records

Decatur County property record for 209 S State St, Lamoni, IA 50140

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,043 sqft · built 1910
Lot Size	0.446 acres (19,426 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Feb 2022)
Tax Bill	$1,538 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`1311102001`

Property Details

APN / Parcel Number

Primary APN	`1311102001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,043 sqft Living Area
Basement Area	286 sqft
Unfinished Basement	286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Lot Area	19,426 sqft (0.446 acres)

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	209 S STATE ST
City	LAMONI
State	IA
Zip	50140-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL ADDN. NW 120' X 160' LOT 2, BLK 8
Legal Subdivision	CENTRAL ADD
Legal Block	8
Legal Lot Number	2
Jurisdiction	DECATUR IA
Township / Civil Division	LAMONI
Census Block Group	3
Census Block	3002
Census Tract	960200

Owner

Source: Decatur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2452 285TH AVE, WELDON, IA 50264-8507
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Contract Sale, Transfer · Seller Carry-Back JACOB STARKS
Feb 14, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Deed Document Number	2022236
Record Updated	Oct 29, 2026

June 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	DECATUR IA
Recording Date	Jun 21, 2023
Property Address	209 S STATE ST, LAMONI, IA 50140-1327
Document Number	0020230688
Instrument Date	Jun 20, 2023
Instrument	2023-0688
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2452 285TH AVE, WELDON, IA 50264-8507

Mortgage

Document Number	0020230688
Date	Jun 21, 2023
Instrument	2023-0688

Lender

Name	JACOB STARKS
Type	Seller
Address	NA

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Jun 20, 2028

Interest

Rate Type	Fixed Rate
Rate	6%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR IA
Recording Date	Feb 14, 2022
Property Address	209 S STATE ST, LAMONI, IA 50140-1327
Document Number	0020220236
Instrument Date	Feb 10, 2022
Instrument	2022-0236
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount Recorded
Tax	$79.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 S STATE ST, LAMONI, IA 50140-1327

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Decatur County
Municipality	Lamoni City
Unified School District	Lamoni Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,538.00	$74,570 (-) Land $20,930 Building $53,640	$74,570 (-) Land $20,930 Building $53,640
2025	$1,538.00 (+19.04%)	$74,570 (+36.5%) Land $20,930 Building $53,640	$74,570 (+36.5%) Land $20,930 Building $53,640
2024	$1,292.00 (+34.58%)
2023		$54,630 (+56.02%) Land $13,080 Building $41,550	$54,630 (+56.02%) Land $13,080 Building $41,550
2022		$35,015 Land $10,173 Building $24,842
2021	$960.00		$35,015 Land $10,173 Building $24,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S State St

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