Payne County property record for 209 S Harmony Rd, Cushing, OK 74023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,964 sqft · built 1980 |
| Lot Size | 15.8 acres (691,297 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $5,217 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17N05E-01-3-00000-000-0513 |
| Primary APN | 17N05E-01-3-00000-000-0513 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 3,964 sqft Living Area |
| 1st Floor Area | 3,700 sqft |
| 2nd Floor Area | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 691,297 sqft (15.8 acres) |
| Garage Type | Attached |
| Garage Area | 851 sqft |
| Pool Area | 760 sqft |
|---|---|
| Pool House | 529 sqft |
| Porch | Slab |
| Porch Area | 298 sqft |
| Shed | 1 Shed |
| Shed Area | 264 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8316 |
|---|---|
| Street Address | 209 S HARMONY RD |
| City | CUSHING |
| State | OK |
| Zip | 74023-6403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 01-17N-05E C-513 (15.87ACM/L) BEG NW/C SW/4; E-1320' S-544' W-1320' N-544' POB LESS TR BEG 325.5'S NW/C SW/4; S-142' E-186.3' |
| Legal Range | 05E |
| Legal Township | 17N |
| Legal Section | 01 |
| Legal Subdivision | 17N-05E |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | CUSHING |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 11301 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 209 S HARMONY RD, CUSHING, OK 74023-6403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 18, 2021 | Intrafamily Transfer, Transfer COMMUNITY ESCROW & TITLE CO |
| Aug 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage RCB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2021 |
| Transfer Doc | 0026480760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Aug 18, 2021 |
| Property Address | 209 S HARMONY RD, CUSHING, OK 74023-6403 |
| Document Number | 0026490428 |
| Book / Page | 2649 / 428 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021-010692 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | COMMUNITY ESCROW & TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 209 S HARMONY RD, CUSHING, OK 74023-6403 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Aug 16, 2021 |
| Property Address | 209 S HARMONY RD, CUSHING, OK 74023-6403 |
| Document Number | 0026480760 |
| Book / Page | 2648 / 760 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021-010540 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 209 S HARMONY RD, CUSHING, OK 74023-6403 |
| Document Number | 2021010541 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-010541 |
| Name | RCB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Cushing Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,769 (+9.35%) Land $13,291 Building $48,478 | $541,842 (+0.24%) Land $116,589 Building $425,253 | |
| 2025 | $5,217.00 (+8.98%) | $56,485 (-) Land $10,012 Building $46,473 | |
| 2024 | $4,787.00 (+5.51%) | $56,485 (+5%) Land $10,012 Building $46,473 | $540,570 (+11.02%) Land $95,820 Building $444,750 |
| 2023 | $4,537.00 (+3.89%) | $53,795 (+5%) Land $10,292 Building $43,503 | $486,930 (+8.35%) Land $93,160 Building $393,770 |
| 2022 | $4,367.00 | $51,233 Land $10,289 Building $40,944 | $449,420 Land $90,260 Building $359,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 75% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Atlink Services Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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