Payne County property record for 517 S Harmony Rd, Cushing, OK 74023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,228 sqft · built 1938 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Jan 2006) |
| Tax Bill | $1,103 (2025) |
| Deeds & Mortgages | Mar 2017 Construction Loan Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17N05E-02-2-CZ999-000-0254 |
| Primary APN | 17N05E-02-2-CZ999-000-0254 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,228 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| 2nd Floor Area | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 726 ft deep x 120 ft wide |
| Garage Type | Mixed |
| Garage Area | 676 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 422 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 440 sqft |
| Lean-To | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5283 |
|---|---|
| Street Address | 517 S HARMONY RD |
| City | CUSHING |
| State | OK |
| Zip | 74023-6460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MISC TR 02-17N-05E B-254 (2ACM/L) BEG 630'S NE/C SE/4; W-726' S-120' E-726' N-120' POB |
| Legal Range | 05E |
| Legal Township | 17N |
| Legal Section | 02 |
| Legal Subdivision | MISC TR CUSHING |
| Legal Tract | 2 |
| Legal Lot Number | 254 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | CUSHING |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 11301 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 517 S HARMONY RD, CUSHING, OK 74023-6460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2017 | Deed of Trust, Mortgage · Construction Mortgage RCB BANK |
| Nov 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RCB BANK |
| Oct 30, 2017 | Deed of Trust, Mortgage RCB BK (USA) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2006 · Amount on Record |
| Deed Sale | Jan 18, 2006 · Amount on Record |
| Deed Document Number | 2006799 |
| Deed Book / Page | 1618 / 878 |
| Last Transfer Date | Aug 20, 2007 |
| Transfer Doc | 0017300663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 517 S HARMONY RD, CUSHING, OK 74023-6460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023860380 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 2386/0380 |
| Instrument | 2017-003700 |
| Name | RCB BANK |
|---|---|
| Type | Bank |
| Address | CUSHING, OK 74023 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 517 S HARMONY RD, CUSHING, OK 74023-6460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024230660 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 2423/0660 |
| Instrument | 2017-013539 |
| Name | RCB BANK |
|---|---|
| Type | Bank |
| Address | OWASSO, OK 74055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 517 S HARMONY RD, CUSHING, OK 74023-6460 |
| Document Number | 0024430039 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 517 S HARMONY RD CUSHING OK 740236460, CUSHING, OK 74023-6460 |
| Document Number | 0024430039 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 002443/000039 |
| Instrument | 3013 |
| Name | RCB BK (USA) |
|---|---|
| Type | Bank |
| Address | OWASSO, OK 74055 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 20, 2048 |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Cushing City |
| Unified School District | Cushing Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,844 (+6.08%) Land $4,550 Building $9,294 | $121,447 (-21.74%) Land $39,918 Building $81,529 | |
| 2025 | $1,103.00 (+8.03%) Homeowner's exemption | $13,050 (-) Land $4,204 Building $8,846 | |
| 2024 | $1,021.00 (+3.76%) Homeowner's exemption | $13,050 (+3%) Land $4,204 Building $8,846 | $155,190 (+14.29%) Land $50,000 Building $105,190 |
| 2023 | $984.00 (+2.18%) Homeowner's exemption | $12,670 (+3%) Land $3,359 Building $9,311 | $135,790 (+11.05%) Land $36,000 Building $99,790 |
| 2022 | $963.00 Homeowner's exemption | $12,301 Land $3,621 Building $8,680 | $122,280 Land $36,000 Building $86,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 69% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Atlink Services Fixed Wireless | 100 / 20 |
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