Adams County property record for 209 S Commerce St, Natchez, MS 39120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,440 sqft · built 2017 |
| Lot Size | 0.049 acres (2,125 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,907 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0003 0004 0009 |
| Primary APN | 0003 0004 0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 560 sqft |
| Flooring | Hardwood |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,125 sqft (0.049 acres) |
| Lot Dimensions | 85 ft deep x 25 ft wide |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4644 |
|---|---|
| Street Address | 209 S COMMERCE ST |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | H&L #209 S COMMERCE ST 41-114B-2.2 |
| Legal Range | 03W |
| Legal Township | 07N |
| Legal Section | 21 |
| Legal Subdivision | LIFE ESTATE |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Natchez On-Top-of-the-Hill Historic District listed 1979 · 444 contributing resources · NRIS 79003381 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Adams County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 209 S COMMERCE ST, NATCHEZ, MS 39120-3501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 209 S COMMERCE ST, NATCHEZ, MS 39120-3501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 100 N TEMPLE RD, NATCHEZ, MS 39120-5128 |
| Document Number | 000943/703 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 943/703 |
| Instrument | 125330 |
| Name | DELTA BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Oct 21, 2020 |
Source: Adams County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Municipality | Natchez City |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,907.00 (+28.97%) Homeowner's exemption | $19,633 (+28.3%) | $196,330 (+28.3%) Land $10,000 Building $186,330 |
| 2024 | $2,254.00 Homeowner's exemption | $15,303 (-) | $153,030 (-) Land $10,000 Building $143,030 |
| 2023 | $2,254.00 (+6.67%) Homeowner's exemption Disabled Person's exemption | $15,303 (-) Land $1,000 Building $14,303 | $153,030 (-) Land $10,000 Building $143,030 |
| 2022 | $2,113.00 Homeowner's exemption | $15,303 | |
| 2021 | $153,030 Land $10,000 Building $143,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1985–2025) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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