Adams County property record for 129 S Commerce St, Natchez, MS 39120
| Property Type | Commercial Office |
|---|---|
| Details | 1 ba · 1,231 sqft · built 1910 |
| Lot Size | 2,713 acres (118,196,140 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,351 (2025) |
| Deeds & Mortgages | Sep 2017 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0003 0003 0012A |
| Primary APN | 0003 0003 0012A |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,231 sqft Total Area |
| 1st Floor Area | 684 sqft |
| 2nd Floor Area | 547 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 118,196,140 sqft (2,713 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 22079 |
|---|---|
| Street Address | 129 S COMMERCE ST |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-3307 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | B2 |
| Legal Description | H&L#129 S COMM ST PRT TRT 1 LAMOND LANDS 41-111E-85 2713.41 SQ FT |
| Legal Range | 03W |
| Legal Township | 07N |
| Legal Section | 22 |
| Legal Subdivision | LAMOND LANDS |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Natchez On-Top-of-the-Hill Historic District listed 1979 · 444 contributing resources · NRIS 79003381 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
129 S Commerce St, a commercial property, is owned by two individuals.
Source: Adams County records, as of April 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 806, VIDALIA, LA 71373-0806 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 129 S COMMERCE ST, NATCHEZ, MS 39120-3307 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000912/729 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 912/729 |
| Instrument | 117850 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 129 S Commerce St was $2,351, up 26.4% from the year before.
Source: Adams County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Municipality | Natchez City |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,351.00 (+26.4%) | $14,395 (+29.14%) | $95,960 (+29.13%) Land $8,550 Building $87,410 |
| 2024 | $1,860.00 | $11,147 (+0.01%) | $74,310 (-) Land $8,550 Building $65,760 |
| 2023 | $1,860.00 (+5.86%) Homeowner's exemption | $11,146 (-0.01%) Land $1,282 Building $9,864 | $74,310 Land $8,550 Building $65,760 |
| 2022 | $1,757.00 | $11,147 | |
| 2021 | $74,310 Land $8,550 Building $65,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 S Commerce St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1985–2025) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 S Commerce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS CO W/A #2-SOUTH public/private · serves 8,097 people · EPA ID MS0010009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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