209 Ralyn Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 209 Ralyn Rd, Cotuit, MA 02635

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,520 sqft · built 1972
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on File
Last Sale$314,000 (Jan 2018)
Tax Bill$5,335 (2025)
Deeds & MortgagesJan 2022 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNCOTU M:022 L:055

Property Details

APN / Parcel Number

Primary APNCOTU M:022 L:055
Alternative APN
  • 10758

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
Gross Area3,664 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number10758
Street Address209 RALYN RD
CityCOTUIT
StateMA
Zip02635-3050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Lot Number55
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1000
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:022 L:055

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5401 COLLINS AVE, 819, MIAMI BEACH, FL 33140-3213
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 27, 2019Deed of Trust, Mortgage · FHA Mortgage
NORTHPOINTE BANK
Jan 25, 2018Quit Claim Deed, Transfer
CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 25, 2018 · Amount on Record
Deed SaleJan 25, 2018 · Amount on Record
Deed Book / Page31045 / 38
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOTUIT MA
Property Address209 RALYN RD, COTUIT, MA 02635-3050
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number034863-323
DateJan 28, 2022
Book Page34863/323
Instrument4869
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address209 RALYN RD, COTUIT, MA 02635-3050
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32250-34
DateAug 27, 2019
Book Page32250/34
Instrument40753
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateJan 25, 2018
Property Address209 RALYN RD, COTUIT, MA 02635-3050
Document Number31045-38
Book / Page31045 / 38
Instrument4072
Transaction TypeTransfer
Record UpdatedFeb 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$44.28
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 RALYN RD, COTUIT, MA 02635-3050

Mortgage

Document Number310450043
DateJan 25, 2018
Instrument31045/0043
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJan 25, 2048
Interest
Rate3.5%
Max Rate At Change20.1%
Max Rate2.75%

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,335.00 (+6.74%)$638,900 (+0.73%) Land $245,000 Building $393,900$570,380
2024$4,998.00 (+6.54%)$634,300 (+13.19%) Land $245,000 Building $389,300
2023$4,691.00$560,400 Land $222,800 Building $337,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1990–2023)
Claims Outside the SFHA5 of 9
Most Recent ClaimAug 2023 · rainfall accumulation
Claims by Event
  • Hurricane Bob, Aug 1991 · 5 claims

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 179 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOTUIT FIRE DISTRICT WATER DEPARTMENT
serves 4,938 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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